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HDFC Bank Launch Bharat RuPay credit card (Cashback offers & fees)

HDFC Bank Launch Bharat RuPay credit card (Cashback offers & fees)

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Finance Mentor
abhishek012
https://ibb.co/...VS HDFC Bank Launch Bharat RuPay credit card:- website link:- https://www.hdfcbank.com/personal/credit_card/b... 4905444qL8qISO Features: 1) Enjoy Spending on Your Bharat Credit Card with 5 % Cash back on IRCTC / Bill Payment / Fuel, 2) Additionally enjoy 5% Cash back on Easy EMI / Payzapp / Smart Buy, 3) Zero Lost Card liability post reporting of the loss of card. Benefits: 1) Save up to Rs 3000 by using the Bharat Card. 2) Get renewal fee waived on spends of Rs. 20,000 in a year prior to renewal date. 4905444xU2na4N You will get some exclusive features and benefits with your HDFC Bank Bharat RuPay Credit Card:- Enjoy 5% CashBack on rail bookings through IRCTC website or mobile app. Enjoy 5% CashBack on Fuel Spends. Enjoy 5% CashBack on all Bill pay and recharges done using the Bharat card. Additionally enjoy 5% CashBack for all EasyEMI, PayZapp and SmartBUY transactions using the card. Please note:- Maximum CashBack per month for categories 1, 2 and 3 is Rs 150 (combined) Maximum CashBack per month for category 4 is Rs 150 (combined) CashBack will be retained as points and can be redeemed as CashBack on customer request. 5% CashBack for eligible transactions will be posted in the next statement Annual Savings: Save annually up to Rs 3,000/- by simply using your HDFC Bank Bharat credit card. Click here for detailed illustration on your savings using Bharat card. Fuel Surcharge waiver: 1% fuel surcharge waived off on fuel transactions.(Minimum transaction of INR 400. Maximum cash back of INR 250 per statement cycle). Interest free credit: Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant). Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card: https://offers.smartbuy.hdfcbank.com/?_ga=2.602... Eligibility: You are eligible for the HDFC Bank Bharat RuPay Credit Card based on the following: 1) Salaried Age: Min 21 yrs & Max 60 Yrs, Income: Gross Monthly Income> Rs 12,000 2) Self Employed Age: Min 21 yrs & Max 65 Yrs, Income: ITR > Rs 2 Lakhs per annum Annual / Renewal fee: Rs500 (Spend Rs20,000 in a year and get a waiver of next year’s annual membership fee).
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Finance Mentor Finance Mentor
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PNB RuPay credit card: https://www.desidime.com/forums/hot-deals-onlin...

Andhra Bank Rupay Credit Card: https://www.desidime.com/forums/hot-deals-onlin...

IDBI Bank ‘Winnings’ Rupay Select Credit Card: https://www.desidime.com/forums/dost-and-dimes/...

Vijaya Bank RuPay Credit card: https://www.desidime.com/forums/dost-and-dimes/...

Union bank of india Rupay credit card: https://www.desidime.com/forums/hot-deals-onlin...

Central bank of India RuPay Credit Card: https://www.desidime.com/forums/hot-deals-onlin...

PMC Co-op Bank Rupay Credit Card: https://www.desidime.com/forums/hot-deals-onlin...

Corporation Bank RuPay Credit card: https://www.desidime.com/forums/dost-and-dimes/...

United Bank of India also launch RuPay Platinum Credit Card: https://twitter.com/UnitedBankTweet/status/9760...

Community Angel Community Angel
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I think HDFC’s contract with Visa is over now.

Deal Subedar Deal Subedar
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no! I can not use my cc without vcc.
cry cry

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Deal Cadet Deal Cadet
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Which is the best card with max offers ?

Community Angel Community Angel
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AMEX

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Community Angel Community Angel
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“Additionally enjoy 5% CashBack for all EasyEMI, PayZapp and SmartBUY transactions using the card”
@abhishek012 , Payzapp accepts Rupay Cards?

Finance Mentor Finance Mentor
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payzapp not support RuPay card yet.

but may be HDFC RuPay credit card will work.

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Deal Newbie Deal Newbie
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Do i get 5% cashback on paying utility bill via payzapp.
Suppose i pay a bill of 1000 on payzapp using hdfc bharath credit card and apply ‘billpay’ promo code. Will i get total 100 rupee cash back(50 in payzapp wallet and 50 in credit card)??
Also regarding fuel. If i fill fuel for 1000 rupees using this card how much money will be deducted(including the surcharge and all) and how much cashback do i get.

If someone knows pls help

Is anyone presently using this card?
@Abhishek012

Deal Newbie Deal Newbie
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New

Finance Mentor Finance Mentor
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Anyone got this yet? Or is as dead as a dodo, only for showcase?

Finance Mentor Finance Mentor
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Officially this card is discontinued but if you are from rural area then high chance HDFC bank still offer you this card because every year i heard 1 or 2 people got this card.
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Finance Mentor Finance Mentor
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So only indianOil is still issued on Rupay platform ? Millennia Rupay is like getting sun and moon!

Finance Mentor Finance Mentor
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RuPay Credit Cards available on HDFC bank -

1) Regalia RuPay,
2) Moneyback+ RuPay,
3) Tata Neu Plus RuPay (you can get 2nd HDFC card, Tata Neu on RuPay)
4) Tata Neu Infinity RuPay (you can get 2nd HDFC card, Tata Neu on RuPay)
5) Freedom New RuPay,
6) IndianOIL RuPay,
7) MSME RuPay (if you have current account or any businesses then apply for this credit card).

HDFC bank easily change Visa/mastercard variant to RuPay variant by sending email. 

Your card will remain LTF free after conversion, if you hold any LTF card.
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Finance Mentor Finance Mentor
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If one has visa LTF primary card, then how to get an Indian oil rupay LTF as secondary, anyone has such an experience?

Deal Cadet Deal Cadet
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Anyone using this card?

Any idea about cashback percentage for online and offline spends?


Finance Mentor Finance Mentor
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Cashback percentage is 1 rewards = Re 1.
Deal Cadet Deal Cadet
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Got this reply, they are not changing franchise on mail request.


Step 1: Choose "Forms Center" by follow the below mentioned URL (https://www.hdfcbank.com/personal/form_centers/...)

Step 2: Once inside select Credit Card option and click on "Application for Card Credit Limit Increase / Card Upgrade".

And send physical form along with documents.



Deal Newbie Deal Newbie
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Any LIFETIME FREE Rupay Credit Card?

Benevolent Benevolent
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Hdfc tata neu card

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Benevolent Benevolent
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What is the upper limit for the points earned thru UPI for this card?

Finance Mentor Finance Mentor
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500 points capping for UPI spend but capping is not implement yet.

Note - Apply for HDFC bank Tata Neu Infinity RuPay credit card to get 1.5% neucoins for UPI spend.

Other HDFC RuPay credit cards also available like Regalia, Business Regalia, Moneyback+, Business Moneyback, Indianoil, IRCTC etc.
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Benevolent Benevolent
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@abhishek012

Also what is the normal reward rate of Bharat RuPay? I mean on UPI and other non 5% categories ?

Finance Mentor Finance Mentor
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Dnt know but you will get default rewards rate on UPI spend except some 5% selected categories merchant.
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