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Help ..Paytm Payment Bank account opened without consent

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Deal Lieutenant
Common-man

Paytm kyc done.
Paytm is opening saving accounts of persons who did kyc for paytm wallet.
I did not apply for bank account, neither for debit card.

Now what to do?
I don’t want saving account with paytm or its debit card.
Paytms customer care sucks . Dont know when they will answer.

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Deal Lieutenant Deal Lieutenant
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Dear welcome to Paytm Payments Bank. You have successfully opened your savings account with us. Your current balance limit is Rs. 50,000. Upgrade your limit now by updating your PAN details

Deal Lieutenant Deal Lieutenant
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Dear , Digital RuPay Debit Card has been issued to you for your savings account This card can be used across all online platforms for transactions.

Deal Subedar Deal Subedar
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raise a complaint immediately and ask them to close it if you don’t want. Tell paytm clearly that you will complaint in UIDAI..
Agents are being paid to open bank accounts when they are doing KYC.

Entertainer Entertainer
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Shukr manaaiye Airtel Payment bank ka nahin khola saath mein.

Deal Lieutenant Deal Lieutenant
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Matlab kya jhol hai bhai

Jara khul kar batao

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Deal Lieutenant Deal Lieutenant
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I raised a complaint on in support section but dont know when they will reply.

Benevolent Benevolent
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You must have requested earlier..

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Deal Lieutenant Deal Lieutenant
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Also my one relative account holder is out of town .he to reced. Same msg. But he does not know how to complain on app then how to help him

Deal Lieutenant Deal Lieutenant
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Is there anyway to call paytm customer care not there ivr

Benevolent Benevolent
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file an FIR against the KYC agent and the owner of Paytm
lodge a complaint with the FIR copy to UIDAI and RBI
lodge a complaint against UIDAI on PGPortal for gfailure to ensure proper guidelines on Aadhaar authentication
then tweet the copies to Vijay Sekhar Sharma

hit them hard, with legal means

even if 100 people lodge complaint with PGPortal, this menace will stop.

Deal Major Deal Major
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wow poster buoy is opening bank accounts without consent welcome to digital india

Deal Subedar Deal Subedar
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This is what happens when people pass orders without doing homework. Common men bear the consequence.
Same happened after demonstration.
Same after gst
And aadhaar related problems won’t go until you die

I wonder what were people thinking when they voted for Modi

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Helpful Helpful
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There is an option in PPB , to close the account.

Deal Lieutenant Deal Lieutenant
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for me they told without updating PAN, u cant open paytm bank even if u r full kyc

Shopping Friend Shopping Friend
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I have completed my Paytm KYC online with AADHAR and Pan 2 weeks back. They have not opened the savings account for me,
I’m curious if the guys who are reporting that Paytm is opening their account without consent, have you guys done KYC online or through doorstep method?

Commentator Commentator
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Doorstep KYC (aka full KYC) is responsible for this mess where agents (just like Airtel Agents) are opening PB Accounts (similar to Airtel the PB account opening Paytm PPI & PB KYC process is integrated inside a single Golden Gateway App(by Paytm) so users are kept in confusion & agents easily cheat them to open PB account,
And the KYC which you have done is valid for only 1 year and have certain transaction limits.

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Pro Community Angel Pro Community Angel
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What is the problem if they opened savings account?
I think there is no fees for that?
Any other drawbacks are there?

Commentator Commentator
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Unwanted yearly charges (for now nothing mentioned but their current change in charge schedule for card & PIN+mini statement etc suggests that it is sure to be introduced)
Secondly if account is opened using Aadhaar biometric your subsidy through AEPS is sure to end there

Helpful Helpful
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bro once account is opened it cannot be closed ,, read paytm T&Cs , account are opened with customer consent .
If u still say them i have not opened the account from my side , they will not help you …
Rest you can try ….

Deal Major Deal Major
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what about online KYC ie without the agents coming home or we going to store

Commentator Commentator
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Online KYC via Aadhaar (OTP) and PAN which is valid for 1 year is good but has a lower transaction limit.
Online KYC via other OVD is almost useless as Bank Transfer, Send to Other is disabled
Saw some complaints on Twitter that store people are charging for KYC and even they are opening PBACCOUNT

Benevolent Benevolent
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as per the interchange, the person did not revert after 29th March. So was his verification done without opening of account, as he required?

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Deal Lieutenant Deal Lieutenant
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Received the call from this number 0120 459 8900

Deal Lieutenant Deal Lieutenant
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All savings bank account can be closed. Why not paytm bank?

replyuser
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