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SBI credit card
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Recently I applied for sbi cashback cc n it got rejected. Today they called and offered simply save, simply click, bpcl, reliance etc cards. Should I take any of these? I know these cards aren't beneficial plus 499+ charges. Will it help me getting cashback card in future? Is it worth giving 499+ charges for simplysave rupay? Or should I try for tataneu or swiggy hdfc? Currently holding fk axis, axis neo and amzn icici cards.