Yes Bank Launches Paisabazaar PaisaSave Credit Card - Get 3% Cashback On Online & 1.5% Cashback On Offline Transactions Including Upi

https://www.yesbank.in/personal-banking/yes-ind...

Fees and charges
Zero Joining Fees
Annual Membership Fee (Renewal) of INR 499+ applicable taxes, waived off on total retail spends of ₹1,20,000 in card anniversary year and get fee waiver on renewal fee for the subsequent year.
(LTF for Rupay Variant)
3.80% per month (45.60% annually) on Revolving Credit, Cash Advances and Overdue Amount
Minimum 1% of transaction value or Rs 199 whichever is higher will be levied on all Rental transactions. Please note that rental transactions are capped at 3 per 30 days period.
Minimum 1% of transaction value or Rs 1 whichever is higher will be levied on all Wallet transactions.
1% charge on utility transaction above Rs 15,000 in a month

Benefits
3% Cashback On Online Spends (On all e-commerce transactions, including spends made on top online platforms, like Amazon, Zomato, Blinkit, Myntra, Swiggy, Ola, Uber, Nykaa, Ajio, BookMyShow, Flipkart, Cleartrip, and many more.)
(3% Cashback Upper Cap 5000 Thereafter 1.5%)
Unlimited 1.5% Cashback On All Other, Offline Spends Including Upi
Exclusions - No cashback is going to be accrued on spends made on fuel, EMI transactions, utilities, insurance, rent payments, wallet loading, education, jewellery, government services, hospitals, pharmacy stores, toll, and telecom equipments (MCCs 6513, 4900, 8299, 8211, 8220, 8241, 6300, 5094, 5944, 6538, 9399, 9311, 8062, 5912, 4812, 4784)

Cashback Redemption
Cashback accrued on all your spends will get credited as reward points to the credit card account, wherein 3% cashback equals to 6 rewards points per Rs. 200 spent online and 1.5% cashback will be equal to 3 rewards points per Rs. 200 spent offline.

The cashback earned using YES BANK PaisaSave Credit Card is accrued as reward points in your credit card account. You can login to your YES Rewardz account to redeem your cashback points against statement credit in 1:1 ratio to adjust it against your credit card bills. Please note, no charges will be levied on converting reward points to statement credit.