Guys few days back at midnight while surfing Amazon I've seen Yes Bank LTF credit card banner inside Amazon app. After clicking on that banner it takes me to Yes Bank website there I can see Select, Byoc card and something written LTF. So I've applied Select varient with free add on Virtual Rupay card without reading the T&c. And after application immediately got VKYC link and done VKYC 12AM. Now today my card is approved. Now my question is this card really LTF or chargeable. Card will be delivered to my address within 5 days.
You could ask here before applying. How do we know whether the card is LTF or not? Please post the pic of banner or any reference. Banks may run LTF campaigns time to time but they are also marketing chargeable cards as conditional LTF. I would suggest you contact customer care via email to confirm its LTF status and do not activate the card until they confirm.
VKYC at 12am from YES Bank?..almost all that I have seen last year were from 8/9am to 8pm max, not sure if those timings are changed now..
My pincode is non serviceable so given my friends pincode. I thought my application will be rejected 101% that's why never bothered to ask but still card got approved. 🤭
I don't know what kind verification they done 😁
Yesbank ke sab cards kooda hai excpt new paisa save, toh they will give u LTF.
Can't tell what you got but can share my experience with Yes Bank CC
Once they called me for CC and told me that I'll get an LTF card. Didn't told thee variant but told it will be a LTF Rupay card. So after my application and approval, I got BYOC card which is a paid card with some crappy subscription plans.
When they called me for the activation of the card, I asked them why they sent me a paid card while they said I'll get LTF card. and they told me that along with any CC of Yes Bank I will get a complimentory LTF virtual Rupay card, which I can use online or for UPI payment. So, that Rupay card is free but for the BYOC card I have to take any subscrption plan with it.
So, I didn't activated that card and it got disabled as RBI said if we don't activate the card within 30 days, it will be disabled.
Once received, mail them while mentioning last 4 digits of card no to confirm this is LTF. If they confirm then enjoy, else ask them to cancel the credit card mentioning that they have misguided you during application process. Do not activate or use the cc till then.
Can I cancel the Regular card and use the only Virtual LTF Rupay Card?
Card dispatched today. If my card is not LTF can I force the Yes Bank people to convert the card to LTF? I'm not going to pay 590 yearly for a Bankrupt Yes Bank card.🤣
Hello everyone have a good news 😘. I've sent a mail to Yes Bank regarding LTF status of my card and received below response.
Dear Mr. Xxx,
Greetings from YES BANK.
This is with reference to your E-mail dated September 03, 2024 regarding your YES BANK Credit Card.
We wish to inform you that your YES BANK Credit Card is a Life Time Free Credit Card.
The reference number for your query is 8240xxxxxxx.
Forgot to take screenshot 😔