https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10418968
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Worth taking this card or wait for plus Varient?
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Hi, I recently downloaded this supermoney(by Flipkart) app and I got an option to apply for this card. Since I’m looking for an FD-based credit card and my CIBIL score is currently low (between 650 and 700), would it be worth taking this card to improve/boost my score, or should I wait for the Plus variant? Also, if I do take this card, under which category will it appear in my CIBIL report?
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https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10419038
Plus variant is going to be an unsecured card and it might take weeks to months to start application process so if you are looking for secured card with good FD rates then supermoney card is right choice for you. It should appear as a secured credit card in your CIBIL report as its a FD backed co-branded card by utkarsh SFB.
https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10419050
Okay, i thought the plus Varient is also based on Fd. Thanks.
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https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10419276
As far as I know while secured loans are good for score it mainly pertains to home loans. Other secured loans have low impact.
But you can always test it out. It may help you as your score is very low. Don't wait for the plus variant in my opinion.
https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10419725
Okay!
https://www.desidime.com/discussions/worth-taking-this-card-or-wait-for-plus-varient?page=1#post_10420512
Is the TATA neu credit card worth taking on FD based...?
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