https://www.desidime.com/comments/permalink/10275202
Those who don't have financial decipline should not have any credit cards.
For others LTF cards that too with cashback is very good option.
Why you should not apply for lifetime cashback credit cards
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1. It makes you not think about cost; in fact, you'll be happy buying expensive items because of cashback.
2. It encourages you to buy things you don't need, and you do so happily.
3. You can fall into debt trap more quickly than with upfront credit trap, no-interest EMIs trap, or big discounts trap.
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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https://www.desidime.com/comments/permalink/10275218
Credit card is not for those who can not manage their expenses.
Best method to manage online expenses is to keep one excel sheet containing amount and name of expense.
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https://www.desidime.com/comments/permalink/10275254
Just treat credit cards as debit cards and you will be fine.
It is always good to make a budget and follow through it for monthly expenses.
https://www.desidime.com/comments/permalink/10275517
Don't keep money in wallet , you may end up spending
https://www.desidime.com/comments/permalink/10275756
hmmm simple just buy for others and pocket in the commission lol thats what these cashback cards are for:) not for personal spendings xD joke
https://www.desidime.com/comments/permalink/10275846
This true for any any credit card.
If someone just goes on buying things using credit cards without any thought to their finances, they Should not have credit cards.
If someone just goes on buying things using credit cards without any thought to their finances, they Should not have credit cards.
https://www.desidime.com/comments/permalink/10275947
OP how many cashback cards you hold?
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https://www.desidime.com/comments/permalink/10279693
This is how it’s affecting me. Something that makes me happy is getting a 5% cashback on a 1000-rupee purchase (50 rupees online, or 10 rupees offline). But, when I left my card or the cashback, it made me more cautious about my spending, making me consider whether I really need to make this purchase now.
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Those who don't have financial decipline should not have any credit cards.
For others LTF cards that too with cashback is very good option.
Just treat credit cards as debit cards and you will be fine.
It is always good to make a budget and follow through it for monthly expenses.
Don't jump into swimming pool. Yo will get wet.😄