which one is better.. Millenia credit card or swiggy hdfc credit card

Millennia:

It's a core card, you will get upgrades easily.

Milestone benifits ( 1000 per quarter on spending 1 lakh)

Annual fee waive off is easy ( 1 lakh in a year )

Swiggy:

Flat 10% cashback on the swiggy eco system ( food, instamart, dine out, genie)

The cashback limit is high compared to millennia.

Strange I am not getting millennia or cashback cards.

I am getting Dinner club black metal , marriot bonvoy, tata neu plus rupay cards. Why the hfdc not allowing me to select other cards?

Is tata neu applicable for flipkart sale?

How to get millennia or rupay credit cards?

So in conclusion. I think it's better to get the hdfc swiggy card provided it's LTF

Thanks for all your inputs

Is there anyway to upgrade swiggy card to millenia ?

This card is useless when compared to millenia , no discount on Flipkart amazon sales

+ no cashback for agv on amazon

10% is also given by airtel axis upto 500 on swiggy

Any way to have it upgraded to millenia ?

This is only hdfc card I am having at present