Your preferred network
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Which network dominates your credit card portfolio Visa/Master/RuPay?
I feel most of you might have more Visa as a network for credit cards compared to Master and RuPay. Which network you have the most? RuPay has JCB and Discover.
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https://www.desidime.com/comments/permalink/10500504
If we have more cards better to have more RuPay network to keep them active
https://www.desidime.com/comments/permalink/10500460
Right now my cc portfolio order : Rupay > Visa > Mstercard.
https://www.desidime.com/comments/permalink/10500500
Mine Visa > RuPay > Master
https://www.desidime.com/comments/permalink/10500485
Mine are mix 
Rupay - Axis IOCL
Visa - SBI CASHBACK
MasterCard - Axis Airtel
https://www.desidime.com/comments/permalink/10500505
you have only 3 cards?
View 1
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https://www.desidime.com/comments/permalink/10500535
Rupay 2,
MasterCard 2,
Visa 3
https://www.desidime.com/comments/permalink/10500537
VISA>RUPAY>JCB>Master>DinersClub
https://www.desidime.com/comments/permalink/10500903
I have 5 JCB 2 Discover. Every RuPay is either JCB or Discover
View 7
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https://www.desidime.com/comments/permalink/10500634
Visa cards have been in India for decades, which is why Visa has a strong dominance in the Indian market.
Visa got the first-mover advantage.
Mastercard, on the other hand, has never taken the Indian market seriously. It charges higher MDR, and even in the case of debit cards, the transaction failure rate for Mastercard is higher compared to Visa.
Therefore, staying away from Mastercard is better, as it doesn’t even provide many offers.
Now, talking about RuPay, it is still a new player. It hasn’t even been a decade since RuPay launched its credit card business.
But RuPay has got the second-mover advantage.
Always remember, Visa cards are offering so many offers today because RuPay’s market share is increasing.
The more RuPay cards grow, the more Visa’s market share will decline, and Visa will offer even more offers. That’s why everyone should get as many RuPay cards as possible and encourage others to do the same.
Even in bank e-commerce discount offers, if you have two cards—Visa and RuPay, like with banks such as ICICI—always first prefer using the RuPay card. This is because the lower Visa’s transaction volume and value become, the more Visa will introduce network-based offers in the future.
Don’t forget, Visa is a US-based company with a lot of money to lure customers. It will never abandon a market like India.
https://www.desidime.com/comments/permalink/10500643
Rupay> 10
Visa> 9
MasterCard> 4
https://www.desidime.com/comments/permalink/10500945
RuPay also have domestic cards, Card number start with 508, 60, 81, 82 are RuPay's own card BIN series.
You can also use these RuPay cards on International spend where RuPay global networks available. these card front side written "valid only in India" but now work on International spend.
Here few pics, you will see on other countries -
Singapore -
UAE -
RuPay card accept in Dubai ATMs -
Almost all Bhutan's banks and ATMs now accept RuPay card.
Infact 2 Bhutanese banks also locally issue RuPay cards for Bhutan's people.
Nepal SBI Bank ATM and POS also accept all RuPay cards -
1200+ Nepal POS machine and 124 ATMS accept RuPay cards in Nepal.
https://www.desidime.com/comments/permalink/10500959
Which bank cards use this BIN 508, 60, 81, 82 I don't have any of them
View 4
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https://www.desidime.com/comments/permalink/10501163
8 master card variant cc.
3 Visa , 1 rupay & American Express
https://www.desidime.com/comments/permalink/10501303
Can you list those master cards. Not sure why master cards are more than visa.
View 4
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Visa cards have been in India for decades, which is why Visa has a strong dominance in the Indian market.
Visa got the first-mover advantage.
Mastercard, on the other hand, has never taken the Indian market seriously. It charges higher MDR, and even in the case of debit cards, the transaction failure rate for Mastercard is higher compared to Visa.
Therefore, staying away from Mastercard is better, as it doesn’t even provide many offers.
Now, talking about RuPay, it is still a new player. It hasn’t even been a decade since RuPay launched its credit card business.
But RuPay has got the second-mover advantage.
Always remember, Visa cards are offering so many offers today because RuPay’s market share is increasing.
The more RuPay cards grow, the more Visa’s market share will decline, and Visa will offer even more offers. That’s why everyone should get as many RuPay cards as possible and encourage others to do the same.
Even in bank e-commerce discount offers, if you have two cards—Visa and RuPay, like with banks such as ICICI—always first prefer using the RuPay card. This is because the lower Visa’s transaction volume and value become, the more Visa will introduce network-based offers in the future.
Don’t forget, Visa is a US-based company with a lot of money to lure customers. It will never abandon a market like India.