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Which was the Best Credit Card of 2024 ?

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Rosh_0007
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Best Credit Card of 2024

Hey Guys,

Please share Which is the Best Card of 2024 according to you and why ?

Best Credit Card of 2024

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Top Comments
Generous Generous
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Sbi cashback cc

Deal Subedar Deal Subedar
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2020, 2021, 2022 or 2023: The king of credit cards (for me) remains HDFC Infinia. Rewards, cashbacks, 5x/10x Smartbuy, unlimited worldwide lounge access, cheap conversion rates. It's got it all.

Deal Lieutenant Deal Lieutenant
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Cards will come, cards will go ... but in my opinion, if I were to pick just one CC irrespective of category, LTF or paid etc etc, there's actually one and that's the king for me

it's Amazon Pay ICICI Bank credit card ... no drama, very less exclusions, unlimited cashback ... if the cashback would've been adjusted as statement credit, this card would've been a cherry on top

142 Comments  |  
94 Dimers
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Deal Cadet Deal Cadet
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Airtel Axis, SBI cashback , Amazon pay ICICI and HDFC Millennia. Flipkart axis is not recommended in case you have SBI cashback or hdfc millennia. Amazon pay ICICI is life time free that's it is 100% recommended 

Post Tycoon Post Tycoon
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why Airtel Axis?
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Generous Generous
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sbi cashback -5% thruout

Indusind easydiner - for restaurant discount & 400 off on bookmyshow

TATA neu - for till rotation lasted

Deal Cadet Deal Cadet
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is indusind easy diner LTF?

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Deal Newbie Deal Newbie
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Which is the best credit card for upi which is NOT tied to any app? 

For instance HDFC Tata Neu is linked to Tata apps.

Deal Cadet Deal Cadet
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1. Sbi CC

2. AU Lit Card

Deal Cadet Deal Cadet
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I want to pay school fees of 20k i have AU lit card, how can i make the most out of it?
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Helpful Helpful
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Axis Airtel, SBI CC, AU LIT

Savings Mentor Savings Mentor
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Tata Neu card was the best in 2023 for saving on two merchants: BigBasket and 1mg

Analyst Analyst
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Having no cc is best cc ( comfort cushion). No carving for discounts, no waste spends. Buy with money 💰.  Or UPI, after 2yrs realize that the savings are enormous than what we have been thinking of saving with all mentioned cards.

Wingman Wingman
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Let's agree to disagree my friend. I saved more money with a credit card than having no cc

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Deal Newbie Deal Newbie
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Amex
Bargain Master Bargain Master
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No credit  cards  Allowed by seniors in house   .Even  extended Family Follow the Rule  .

Deal Cadet Deal Cadet
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fair, for me it is like not allowing to drive due to road accidents or use knife due to cut on fingers but for your case it is like keeping away from smoking and drinking. 
All come down to user's control and knowing the limits.
Cool Cool
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Vu

Deal Newbie Deal Newbie
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Tata Neu Infinity card

Helpful Helpful
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AU LIT for me

image

Deal Newbie Deal Newbie
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Hidden treasure Amex Card

Deal Newbie Deal Newbie
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AMEX

Deal Newbie Deal Newbie
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HDFC easyemi

Deal Cadet Deal Cadet
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It depends on usage

I use amazon pay and flipkart axis and myntra kotak mostly for shoping unless there is some bank offer. And now for other online orders I use swiggy hdfc as my swiggy spend is almost 4 to 5k per month. (p.s sbi and hdfc rejected my application for cashback and millenia card multiple times)

I depends a lot on swiggy so i use axis select cc / delight dc for large order otherwise swiggy hdfc and for Movie I use Axis select, Icici saphario (worth only if taken ltf) and Elite.

And for flight booking, on monday icici mmt signature's discount is unmatchable also there is no annual fees on that card (on 3000 joining fees including tax, you will get 1500 mycash and mmt black membership, which will get u more value if u are regular traveller, so effectively ltf)

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Talk-Of-The-Town Talk-Of-The-Town
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Hdfc tataneu rupsy

Shopping Friend Shopping Friend
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Sbi cb

Au lit
Scb smart

Deal Cadet Deal Cadet
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How do you utilise SCB smart, AU-lit?
Deal Newbie Deal Newbie
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Never buy any of HDFC credit card

Deal Cadet Deal Cadet
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Buy!! We don't buy credit card, we take. We buy goods & services with credit card.

Deal Newbie Deal Newbie
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Is it axis kiwi and Airtel axis card has monthly cap any?

Like Ace card introduced 500 cap??

Deal Subedar Deal Subedar
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Many if Dimers are saying about AU LIT card... what's so much beneficial of it ..can anyone please suggest... I rejected it multiple times.. thinking about I'm loosing something or not?? neutral_face

Post Mogul Post Mogul
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Best ltf card I have is Amazon pay ICICI Card for its simplicity and fabulous cashback across all platforms.

On the other hand, Flipkart axis bank card is worst one.

I bet many will agree with me.

Deal Newbie Deal Newbie
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TNeu Infinity for now. Hoping SBI CB changes my opinion in future.

Deal Lieutenant Deal Lieutenant
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SBI CASHBACK CREDIT CARD Is Best After Magnus Is Dead

Talk-Of-The-Town Talk-Of-The-Town
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Tataneu infinity card... Good benefits

Deal Newbie Deal Newbie
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Tata neu HDFC credit Card

Deal Newbie Deal Newbie
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1. Axis Atlas - Travellers

2. SBI Cashback - Online Spending

3. HDFC Tata Neu Infinity - UPI, Tata Brands

4. Amazon Pay ICICI Card - LTF, Amazon

5. Amex MRCC - Monthly bonus on spending 

6. HSBC Cashback - Good for Groceries, Dining 


Based on the spending pattern 


Deal Newbie Deal Newbie
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I don’t have big expanses, does getting AMEX MRCC worth it?

Also can anyone suggest me some cards based on different categories like:

  • Offline transactions,
  • Online shopping (amazon, flipkart, swiggy, ajio, myntra, zomato, …etc)
  • Travel: Rail and uber and ola
  • Fuel (currently used to use Onecard, but they are now going refrain giving reward points on fuel transaction)
  • Utilities 


I have flipkart axis (lower limit/no ltf), kotak league platinum (ltf) and onecard fd based)

Deal Newbie Deal Newbie
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Only axis kiwi

Deal Newbie Deal Newbie
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1. Amazon Pay

2. Flipkart Axis

3. SBI BPCL

Commentator Commentator
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Does hdfc millenia diner cc has  limit for 5 % cashback on direct purchase from  flipkart , amazon for min transaction amount of 2000 ?

I never have seen it on t &c

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