Which Bank Would You Suggest Your Fellow Dimers to Open an Account in?

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Which Bank is the Best in India? Rate your bank

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Last Comment 2024-05-23

drupal

2021-03-15

Guys most of us have many bank accounts Some banks are good and some are pathetic If you ask me to rate My choice is 1.ICICI bank 2.HDFC Bank 3.Indusind Bank Rate your bank please let us know which bank is good If we talk about netbanking and iMobile no one can beat ICICI SBI netbanking is also good Even indusind has very good netbanking Any other bank providing features similar to these banks 7465250which-bank-is-best-for-zero-balance-account

7465250which-bank-is-best-for-zero-balance-account

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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

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Last updated by: drupal 2024-10-01

Do let us know in comments which bank you like more and why?

Top Comments

https://www.desidime.com/comments/permalink/7465358

rajarew

2021-03-15

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Adani bank 🏦 ,which is coming soon 🤑

https://www.desidime.com/comments/permalink/7465554

bikidas2060

2021-03-15

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I will not consider interest rate as banks' job is to give a safe haven for hard earned money. Promotional high interest rate has to go down. There are couple of factors we need to see to choose a best bank account in my honest opinion. Being listed in scheduled commercial bank list is of paramount importance. 1) Number of Branches More number of branches means we can access our bank from different locations. That ensures seamless banking. One might argue, since netbanking is on the rise we don't need offline branches. But not all people do possess the resources we have at our disposal. And some problems can be rectified by visiting a bank branch. There is also this psychological impact. 2) Density of the branches I just made up this number 🐒🐒🐒🐒. This number implies Total number of branches/number of states in India. 3) MAB It is self explanatory. 4) Available online/offline services This includes money transfer services, ATM services, availability of different variants of cards, UX of web n mobile apps, ease of access to customer services, customer feedback on different platforms, ASBA facility for IPO application (total 25 banks https://www.sebi.gov.in/sebiweb/other/OtherActi...), loan availing facility, number of ATMS etc 5) NPA found this https://dbie.rbi.org.in/DBIE/dbie.rbi?site=publ... . It is too hectic to decipher. So, SBI naturally comes at top. Why? 22,141 branches, that is 615 branches per state(Branch Density), which is factually incorrect. Odisha has 780 SBI branches, Assam has 470 branches, Manipur has 50 branches, Mizoram has 48 branches, Nagaland has 75 branches, Meghalaya has 102 branches, Arunachal Pradesh has 65 branches etc. Those last 6 states are the most forgotten states in India in my observation. So, from Kashmir to Kanyakumari and from Rajasthan to Arunachal Pradesh, SBI has its footprint. Basic Banking facility can be available from with ease to with extremely difficulties(but those places have no other branch than SBI). Then assorted Cards are available. Netbanking, Yono are there. ASBA is available. Since a lot of people are SBI customers, people tend to ask silly questions and hence SBI staffs may be suffer from some sort of emotional thing. Online account opening is available. Customer support is garbage. For basic banking facility nobody beats SBI. MAB is 0 for the time being, that also means more people can open account there.

https://www.desidime.com/comments/permalink/7472187

bikidas2060

2021-03-18

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Yayyyy. Logged in. 🐒🐒🐒

Proof that I really changed my password.

@drupal bhau. Aap problem me tabhi padenge jaab aap profile password bhool jaenge.

https://www.desidime.com/comments/permalink/7472214

bikidas2060

2021-03-18

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354 Comments |

164 Dimers

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https://www.desidime.com/comments/permalink/7866967

psujoy294

2021-08-17

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IDFC first bank

https://www.desidime.com/comments/permalink/7866995

dsonu3297207

2021-08-17

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Hdfc

https://www.desidime.com/comments/permalink/7867008

shubh323

2021-08-17

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Axis Bank is very bad their officers also.uzd abuseiv language with me

https://www.desidime.com/comments/permalink/7867091

Sudarshan61

2021-08-17

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All banks are bad…their is no best bank I say…
It’s just like choosing a best political party 😂

https://www.desidime.com/comments/permalink/7867508

Bharat-Obama

2021-08-18

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IDfc is good

https://www.desidime.com/comments/permalink/7867517

Deal_Saver

2021-08-18

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SBI

https://www.desidime.com/comments/permalink/7867708

vishalgoel003

2021-08-18

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If the purpose is to save your hard earn money (and not to earn more interest), then one must deposit a maximum amount 5 lakh per bank. Upto 5 lakhs of account holder’s money is insured by the government policy for all nationalized banks, in case it fails.
So if you are holding more than that, divert it to other bank’s account.

What do you do when all the nationalized banks are covered?
Dude, now you should seriously think of investing the money rather then keeping it in bank.. laughing

https://www.desidime.com/comments/permalink/7875110

VivekG19

2021-08-21

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Hdfc and ICici in private. SBI in Government Bank

https://www.desidime.com/comments/permalink/7875449

psujoy294

2021-08-22

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HDFC

https://www.desidime.com/comments/permalink/7899241

anshah.jio446

2021-09-02

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ICICI bank is best

https://www.desidime.com/comments/permalink/7899643

Saini11

2021-09-02

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Indus delite bank

https://www.desidime.com/comments/permalink/7932139

mahendran186553

2021-09-16

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DBS digibank plus1 plus1

https://www.desidime.com/comments/permalink/7932181

AlokKushwaha

2021-09-16

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Kotak 811

https://www.desidime.com/comments/permalink/7932185

AlokKushwaha

2021-09-16

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Like kotak 811, idfc, axis not like hdfc, indusind

https://www.desidime.com/comments/permalink/7932376

yolodime

2021-09-16

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IDFC First Bank – top rated.

Worst is most PSU banks and HDFC.

https://www.desidime.com/comments/permalink/7939511

virus

2021-09-19

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I am planning to open an account with IDFC first.
Which variant of Savings account shall I open?
Basically this is to get pre-approved CC as online applications are not being processed for my city.

View 1 more reply

https://www.desidime.com/comments/permalink/7932512

eruvurinarayana538

2021-09-16

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Hdfc

https://www.desidime.com/comments/permalink/7940474

yolodime

2021-09-19

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WSJ annual membership complimentary on IDFC credit card

https://idfcfirstrewards.poshvine.com/offers/of...

https://www.desidime.com/comments/permalink/7941088

kabir.999

2021-09-19

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Canara Bank

https://www.desidime.com/comments/permalink/7941147

still_guessing

2021-09-19

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…sometimes i believe the best bank is one which gives me a parking lot when i go there …I got frustrated all the time finding parking lot in delhi specially close to big banks…

https://www.desidime.com/comments/permalink/7963914

100_dimers

2021-09-27

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DD bank of dimes

https://www.desidime.com/comments/permalink/8054424

Xtreme1319

2021-10-29

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IDFC as of now.. After opening acc in sep til now earned 6k cash back.. stuck_out_tongue
3k amazon vouchers and 3k for paying credit card bills with idfc debit card.. Offer ends on 2nd nov.. Have to pay still and get cb

https://www.desidime.com/comments/permalink/8054750

samm255

2021-10-30

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I would advise against opening account in AXIS bank to anyone. This chor bank has many hidden charges you wouldn’t believe, even after asking their staff they don’t clarify about charges. They charged me Rs4000+720(gst) for Demand Draft after one month of DD issuance even though I visited branch two times before requesting the the DD and asked them specifically “please tell me charges first then I will go ahead” but they said, we can’t tell you charges right now, system will show DD charges at the time of DD creation and when I visited branch 3rd time for DD issuance I said again, please see in system and tell me charges first then proceed so staff filled all formalities in her system and system didn’t show any charges and DD was created without any charge. I was very happy and then after one month this chor bank deducted 4000+GST from my account without any notice and marked charges as consolidates charges, I was shocked and when called my RM for asking charges he didn’t pick call.

And this is not the first time they did it, I had old debit card which was phased out (charges150+gst) so that debit was goin to expire in Feb 2021. So what this chor bank did is: it’s quietly upgraded my Easy Access account to Prestige account in Dec 2020 without even notifying me and then deducted 150+gst charges in Jan for old debit card maintenance charges which was goin to expire in Feb and then again in Feb charged me 500+90(gst) for worthless prestige debit card because that was default debit card for prestige account.

https://www.desidime.com/comments/permalink/8074434

saurabh1090

2021-11-09

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Please close the account and have a peaceful life , axis credit cards are good but stay away from their banking products specifically savings account

I had opened an Axis ASAP digital account with them, deposited 2k , account was closed without information and there is no trace of my 2k . After following up for 1 month i left the chase as it wad not worth the time getting burned on those human robots sitting in customer care .