Which bank gives us full control to stop or do financial transactions with netbanking or app control

Which bank gives us full control to stop or do financial transactions with netbanking or app control

For example

To stop sending or receiving money in that account.

I can restart that any time from netbanking or app and stop anytime.

Goal is

Nobody can take money from us from scams

Nobody can send money to us.

If we want to do transaction. Enable the transaction and disable it after our transaction is over.

Mainly if we don't use the bank account regularly. Just keep the money. Disable transactions. Enable when needed and then disable again.

Or disable specific things like upi receive or send.

Atm. Debit card purchase.

Imps or netbanking transfer receive or send.