Where you guys use 5% SBI Cashback Credit Card ? The World's Best Credit Card Ever
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Where you guys use 5% SBI Cashback Credit Card ? The World's Best Credit Card Ever

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Finance Mentor
abhishek012
Where you guys use 5% SBI Cashback Credit Card ? The World's Best Credit Card Ever:

I use mostly for Amazon gift card purchase and resell at 1.5% or 2% off.

or pay my other banks credit cards bills at 2.5% cashback upto Rs2500 monthly (or sometimes same SBI Cashback card bill), here - https://www.desidime.com/discussions/5-sbi-cash...

Where you guys use this 5% SBI Cashback Credit Card ? Let me know in comment section.


Apply for SBI Cashback Credit card from here - https://www.sbicard.com/sprint/ca...ck

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Cadet Deal Cadet
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Devaluation karvaane ke full mood main ho bhaiya

image

Deal Subedar Deal Subedar
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Matlab Devaluation Karwa ke hi manoge bhai

Finance Mentor Finance Mentor
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Nahi bhai devaluation karwana hota toh yeh sab point bhi add karta poll me like -

Maine yeh sab point add kiya he nahi.

1) Load to Free Ebixcash wallet for Fastag, Utility, Insurance, Loan payment or Bank transfer etc - https://www.desidime.com/discussions/trick-to-g...

2) Phonepe gv from Magicpin & Utiltiy bill pay or bank transfer or other Phonepe merchant payment etc (monthly only 1 phonepe gv purchased allowed from magicpin, better to buy 10k denomination phonepe gv, when back in stock)

3) Flipkart gv at 2% off + 5% SBI Cashback card - https://www.desidime.com/discussions/new-websit...

4) 4% benefit on Amazon gv purchase from zingoy - https://www.desidime.com/deals/amazon-gv-5-sbi-...

Deal Captain Deal Captain
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@Knight11

Guessing, some 2,40,000 smile

Also I would like to know if payzapp wallet load gives 5% with SBI CB ?

Finance Mentor Finance Mentor
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@DeciDeaim NFC Android phone users - First buy zingoy RuPay gift card from zingoy (2% charge) using 5% SBI Cashback credit card and now load to Payzapp wallet.

Use Payzapp Tap & Pay for offline payment.


@Knight11 
246 Comments  |  
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Budding Star Budding Star
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Thats great bro. Any thread about  how to get SbI credit card and fee etc.. @abhishek012

Finance Mentor Finance Mentor
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You want to apply new SBI Cashback credit card ?
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Critic Critic
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@abhishek012 bhai u said 'I use mostly for Amazon gift card purchase and resell at 1.5% or 2% off.'

all dimers waiting for you to point out those legendary buyers 😆🙏🏻🥲

Wingman Wingman
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How to pay other credit card bills using sbi credit card at 2.5% cashback. Anyone has idea?

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Commentator Commentator
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Which credit card is this please tell

Deal Cadet Deal Cadet
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sbi cashback card
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Deal Subedar Deal Subedar
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How to use best for fuel transactions?

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Deal Cadet Deal Cadet
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is it better than Infinia?
Finance Mentor Finance Mentor
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Nopes, you get 16.66% for ASV and other gvs using infinia.

SBI CB restricts education, infinia pays 3.3% on edu too.

Infinia has unlimited lounge access, SBI CB none.

However infinia is not easy to get and its rewards has to be redeemed. SBI CB easy to get and rewards are statement credit.

Infinia has high fees, only few has it LTF. SBI CB just 1k fees, waiver is easier too.

However the most important thing is, infinia has some wonderful support only second to Amex. SBI doesn’t bother supporting.

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Deal Newbie Deal Newbie
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I don't know about paying other bank credit card Bill.

How do you do that?

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Deal Cadet Deal Cadet
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Can someone please tell how to pay other credit card bills at 2.5% cashback?

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Deal Lieutenant Deal Lieutenant
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Phonepe not working on snapay

Heart of Gold Heart of Gold
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I'm thinking of getting this card and closing paid Axis Ace as it was devalued. In how many months does anyone recover the fees/charges for SBI CB CC?

Finance Mentor Finance Mentor
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If you spend 24k online shopping(buy amzn gift card from amazon), you can recover the fees.

If you apply through someone's referral you will get 500rs voucher, so the cost will be 499 + gst.

You can recover the cost with just 11k spending.

You can dm if you need a referral.

Deal Cadet Deal Cadet
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I have HDFC millennia cc LTF, is taking the paid SBI cashback a wise decision??

Finance Mentor Finance Mentor
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It depends on your spending.

If your utilities are less than 20k per month and you don't spend much online. Millennia is more than enough.

But sbi cb is a great card to have, can't deny that.

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Deal Lieutenant Deal Lieutenant
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Ye cc  bhi devalue ho jayega stuck_out_tongue_winking_eye

Finance Mentor Finance Mentor
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SBI Card profit increased every quarter, kuch nahi hoga.
Deal Cadet Deal Cadet
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Guys, there is an offer on Iphone 15 of Rs. 6000 discount via SBI CCs on FK. Will I get additional cashback of 5%  if I order it through SBI Cashback card on NCEMI?

Deal Lieutenant Deal Lieutenant
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SBI Cashback card would have been exempted ( as it is most of the case when offers are there)

SBI Cashback card wont support other offers 

you have to use other SBI cards to get that site offers

SBI Cashback card 5% and site offers can never be clubbed, this doubling is not allowed:) 
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Deal Subedar Deal Subedar
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Is it a 10% discount or a normal discount?

Deal Lieutenant Deal Lieutenant
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yes it is on some offers and websites but we can't club 5% of sbi cashback card and can't make it 15% xD:)
Cool Cool
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Is it worth to apply for SBI cashback card, already having ICICI Apay, Axis Flipkart, HDFC tata neu and other cards. But every thing comes from online merchants only ? Only Rs 999/year seems bothering. Kindly suggest based upon your experience

Deal Lieutenant Deal Lieutenant
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hmmm do you have any utility bills to pay?? 

since you already have FK and Apay cards you wont be needing SBI Cashback for majority shopping (unless  you have other online websites you buy from)

unless you have excess utility bills to pay


so you have regular utility bills to pay? then you can get SBI Cashback to buy Amazon GV for 5% discount and use that for utilities:)


or else no use for you

so check these 2 points

1) do i have more utility bills to pay?

2) do i purchase lot from other websites apart form Amazon and FK?

if both the questions answer yes then get it.. or else no

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Spearhead Spearhead
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Bro don't mind, but world's best card, really, India ka to best ho skta h (wo bhi sbi ki baat kr rhe h 😂) but world ka to nh, ye to jyada hogya...😂

Anyway enjoy ur card...👍🏻

Deal Cadet Deal Cadet
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bhai poltical jumla hey 

youtube ka clickbait hey

entertainment duniya hey... chalta hey


Deal Cadet Deal Cadet
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How to take benefit on LIC insurance premium using SBI cashback card?

Finance Mentor Finance Mentor
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First buy Amazon gv from Amazon, zingoy and few other website and now use for Utility/LIC Insurance payment etc using Amazon gv balance.

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Deal Cadet Deal Cadet
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koi dm karega whats the eligibilty, creteria, income & process for this card ?
Deal Subedar Deal Subedar
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Check DM

Deal Cadet Deal Cadet
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If for Amazon pay gift card purchase merchant shows: AMAZON PAY INDIA PRIVATE

Then will I get 5% cashback??

Deal Subedar Deal Subedar
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Yes 110% you will receive CB

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Deal Cadet Deal Cadet
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after thiss post sbicards share price gooes rs 5000

Deal Cadet Deal Cadet
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Is pineperks gift card works to pay education fee?

Deal Cadet Deal Cadet
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From where we can buy Pineperks Gift cards using SBI Cashback card?

Post Tycoon Post Tycoon
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I have six credit cards having credit limit from 50k to 5 lac.... Using credit cards from last 12 years... Never missed a single payment.... I applied for sbi cashback card but everytime, its rejected...

Deal Lieutenant Deal Lieutenant
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hmm where you applied ? in which method i mean? used any referral ?


always apply in sprint or using referral from someone in DD that way it might get more chances for you to get it:)


hmm do you have any other SBI Card ? if you already have some card in SBI then its more easier to get accepted as well in 3months gap between your last SBI Card


these are the things I know:) someone add more details to it or correct it if needed

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Deal Cadet Deal Cadet
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From where we can buy Pineperks Gift cards using SBI Cashback card?

Deal Cadet Deal Cadet
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Best way to apply for this card?

Finance Mentor Finance Mentor
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Online SBI sprint.
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Budding Star Budding Star
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@abhishek012 will get 5% cashback if I order from Amazon business account 

Please help

Finance Mentor Finance Mentor
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Yes bro, merchant category should be Shopping, Grocery, Electronic etc.
Deal Cadet Deal Cadet
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Can someone please add Deal Wiki compiling all relevant links from this discussion? Thanks in advance!

Deal Newbie Deal Newbie
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I buy gvs from park+ and resell

Deal Cadet Deal Cadet
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which gv's and how much % u make doing so?
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Cool Cool
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Vu

Deal Subedar Deal Subedar
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Every month I have to do 50-60k UPI qr code merchant payment, currently using tata neu infinity but max cashback is 500 rupee on UPI payment.

Any other card or recommendation for my UPI transaction.

@abhishek012

Crowdpuller Crowdpuller
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You can get csb rupay cc

It gives 2% flat on shopping, travel dining category and 0.4% on other UPI payments with max Rs 3000 cap per month

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Deal Newbie Deal Newbie
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Does GYFTR still gives 5% cashback with SBI cards? If yes, what merchant name should I be tracking?

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