I think sbi will instant reject if to many cc ,with to much leverage reason
Where I can apply for SBI cash back Credit card to get better chance of approval
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I have Many credit cards with maximum 9.2l limit . I don't have any relationship with SBI but wanted to apply for the cashback credit card. What is the right forum to apply to get a better chance of approval and also with decent limit. My credit score is above 800
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same issue , i already have sbi simply click, but sbi is simply rejecting sbi cashback due to overleverage... No idea of solution yet...
Try sbi sprint. I was asked only for a bank account statement, no video kyc, no previous relationship with sbi, I had 7 cc that time. If a bank account statement is asked to use an account which has a high number of transactions.
Well "SBI Card sprint portal" is best choice , give it a try
i have applied on this sunday one the SBI spirint website. too many calls and verification . they asked me to do a video kyc yesterday and too many calls for confimation. today one person visited home and took photo of the house and door no.
One person called and said they will come and confirm office address , why so many fuss . i have never experienced these many checks. but all they got info from me through the website is Adhaar card and pan card. and i have mentioned my credit card number which has the highest limit of my cards (9.2 L) no physical documents were collected or asked @Vijay_Thalapathy @DEEPANGEORGE
Where your correspondence address city falls under Tier1 or Tier2 or Tier3?
very weird, this didn't happen to me
i think because agent tricked me to apply first time (saying LTF and lied and got me into SBI card)
(i guess agent application has less buzz of this field verification)
because of agent this field verification didnt' happen i think
once you got one single card from SBI Card's then you wont have this head aches of FIELD verification
getting first card might be this hazzle (for me it wasn't this hazzle as i applied via agent for my first card) then second card onwards sprint portal i used
I think sbi will instant reject if to many cc ,with to much leverage reason