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Where can I invest 10 to 15 lakhs lump sum for better returns?

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Deal Captain
Captainjack

I am 34yrs and Planning to invest my savings for better returns.

Please provide me with your best advice where I can Invest my savings for Long term period 

It's can take High Risk for High Return

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Deal's Advocate Deal's Advocate
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Do Fixed deposits in Bank @ 9% . Select interest payable quarterly. Invest this interest in mutual funds at every interest payment cycle.

Deal Cadet Deal Cadet
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5Lakhs-Adani Ports 5Lakhs-Adani Power 3Lakhs-Flexi Mutual Fund 2Lakhs-High Interest giving Bank Account like Unity.
Deal Newbie Deal Newbie
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Put in tata's share. For ex., Tcs, Tata Elaxi, Trent, Tata Cinsumer, Tata motors, Tata Power, Tata Communication. 1.5 lakhs in each

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Helpful Helpful
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Crypto : Mediun Risk, High return if you choose wisely.
Flame Flame
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Medium risk... grin I think 100℅ risk is a better term... Some of the coins i held in past 5 years are already vanished.. Can't remember them all but Pascal or PASC looked promising in past and ate most of my savings as well... sweat_smile

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Investor Guru Investor Guru
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Nifty 50: 50%

Small bank fd: 20%

via sip: 10% (split in 3 months)

keep 20% for market crash

Deal Captain Deal Captain
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Don't have much knowledge of stocks
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Beacon Beacon
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adanienergy solutions

Beacon Beacon
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6% + today
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Deal's Advocate Deal's Advocate
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Do Fixed deposits in Bank @ 9% . Select interest payable quarterly. Invest this interest in mutual funds at every interest payment cycle.

Deal Captain Deal Captain
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I think that is better option but I do have 2 fds of large some amount
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Deal Cadet Deal Cadet
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5Lakhs-Adani Ports 5Lakhs-Adani Power 3Lakhs-Flexi Mutual Fund 2Lakhs-High Interest giving Bank Account like Unity.
Deal Cadet Deal Cadet
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Joke of the Day grin

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Deal Cadet Deal Cadet
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Since you are willing to take high risk play Junglee Rummy 😉

Hunk Hunk
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If you are ok with high risk .. You can consult @kartikxxx and give it to him... wink

He was looking for funding

Commentator Commentator
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Kya matlab kartik chit fund is the next big thing

Deal Cadet Deal Cadet
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5 lacs yes bank

5 lacs vi

5 lacs ola electric

Deal Captain Deal Captain
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How sure are you about this investments
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Finance Mentor Finance Mentor
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What is your risk profile - risk appetite & risk tolerance? Time period? 

High risk doesn't necessarily mean higher return. 

Deal Cadet Deal Cadet
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people dont understand this, and panic when they see a drawdown of 20%, timeperiod and risk tolerance should be known before entering .
Deal Cadet Deal Cadet
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Keep 50% in Large Cap MF, 25% in Mid Cap, 25% in Small cap.

Spearhead Spearhead
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@Captainjack - this is best investment for long term. If you are risk taker and long term investor, then invest 60% in small cap, 30% in mid cap, 10% in large cap mutual fund.

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Wingman Wingman
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ludo king, imagine 200% return in one game

Deal Newbie Deal Newbie
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Put in tata's share. For ex., Tcs, Tata Elaxi, Trent, Tata Cinsumer, Tata motors, Tata Power, Tata Communication. 1.5 lakhs in each

Deal Newbie Deal Newbie
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support to tata
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Blaze Blaze
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Invest in Three Liquid Funds - 5 Lakh Each

Setup Weekly STP to the desired MF of the same fund house.

Deal Cadet Deal Cadet
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Give me the money. I will give the highest return

Deal Cadet Deal Cadet
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I have an agent who invests in startups. and after few years...projected X10 Amt, before listing on NSE/BSE/SME.

Better find such someone in your area. 

MFs are now outdated. 

Deal Newbie Deal Newbie
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How we found agent?
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Deal Newbie Deal Newbie
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If you want to make a long term investment then buy a real estate plot and leave it. After 5 or 10 years you will get much more value for it. You would not have even thought that much.

Deal Subedar Deal Subedar
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since high risk is ok. 5 in ppaf or similar, 3-4 and 2-3 in midcap and smallcap index. rest you can further divide for any other thematic i am doing auto and pharma right now with manufacturing index from navi. you can also buy individual strong stocks which are consistent like nestle, bajaj holdings/auto, page industries etc

Helpful Helpful
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20k stipend..

Any investment guide?

New to investments.

Deal Subedar Deal Subedar
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Keep money in your bank having highest saving interest (like Utkarsh 7.5% above 5L balance) And apply every good IPO's in Retail/ sHNI / bHNI category (depends) for both Interest + IPO allotment gains

Deal Cadet Deal Cadet
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pehle batao itna maal kahanse aya ?
Deal Captain Deal Captain
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Uske liye kamana pada itna
Deal Cadet Deal Cadet
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SBI PSU Direct Plan Growth


Deal Cadet Deal Cadet
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I invested lumpsum worth around 2 lakh in this mutual fund.. from day  one it is in - 7%.  Almost 7 months now.. hope it gives good returns in future

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Deal Cadet Deal Cadet
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Just google yaha self promotion karne aata hai

Deal Newbie Deal Newbie
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imagepicker8E623309-F933-4B85-80E5-B24CB86214AC-11166-00000553554236C3

Deal Captain Deal Captain
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I can count on this
Helpful Helpful
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give loan to me 12% interest per annum

Deal Subedar Deal Subedar
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You can take crypto route for good returns within next few months. You can buy solana at current price, and take your capital out when it reaches $250. Leave your profit for next few months, and you can make a good returns. 

I hold a lot in crypto, and extremely bullish on crypto. 

DYR, NFA

Deal Newbie Deal Newbie
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If you have known about share market go with selective stable equity.

If don't know much and want to invest for long term go for ETF like nifty bees etc...

Deal Cadet Deal Cadet
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Avoid asking and acting on investment advise on internet and strangers. Others are as clueless as you. Any successful rich investor would not be on this forum to bother about discounts and saving pennys.

Study, research and use your own knowledge to make investment decisions and in the interim, let fund managers manage your money.

Deal Cadet Deal Cadet
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Find a woman, invest in her

She will make the money double.

Dirty minds

Investing in her means educating her and see investment go to new heights

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