It is just a spend more.. And earn points more card. It tries us to spend more to earn pennies. Am i missing something?
20000 per month you will get 2400 points
yearly = 28800
you can get amazon voucher of 7000 per 18000 points
you will receive festive offers like i received today spend 1 lak and get 3000 amazon / flipkart voucher in next 1 month 20 days
Now we get 6k amazon voucher for 18k points instead of 7k earlier
Gold collection had been devalued few months back and for 18k points now you get 6k Amazon/FK etc voucher only so 1RP = 0.33 where it was 0.39 earlier if you are looking for Gold collection vouchers, even if you spend 20k per month and end up with 28.8k points you will have CB under 4% only and these RPs are best valued if you are into Hotels/Airmiles especially Mariott as 1RP = 1MB point and year end (mostly) you will get 30% extra points offer etc.
Sadly i can't get this card being self employed
If you don't have genuine spends, this card is worthless.
I too never understand this card. Even never tried to get one just for the sake of status 
Mine is mrcc. One of my fav cards.
You can use it anywhere, buy az egv, grocery, dining, fuel, clothes etc
just 4 txns × 1500 and remaining 14000
Does rent payment count??
What's so good is amex brand customer support, the day you get a cheap lava phone instead of iphone inside the package delivered from amazon only amex will help while all other banks will simply tell you to sort it out with amazon on your own or will require you to conduct a more thorough investigation than CBI to prove your case.
My payment failed on housing app (Amex card). Any restrictions ?
Gold collection had been devalued few months back and for 18k points now you get 6k Amazon/FK etc voucher only so 1RP = 0.33 where it was 0.39 earlier if you are looking for Gold collection vouchers, even if you spend 20k per month and end up with 28.8k points you will have CB under 4% only and these RPs are best valued if you are into Hotels/Airmiles especially Mariott as 1RP = 1MB point and year end (mostly) you will get 30% extra points offer etc.
What's so good is amex brand customer support, the day you get a cheap lava phone instead of iphone inside the package delivered from amazon only amex will help while all other banks will simply tell you to sort it out with amazon on your own or will require you to conduct a more thorough investigation than CBI to prove your case.
https://www.desidime.com/discussions/amazon-ord...