What was your first card, in how much time did you get an upgrade to which card & was it manual or automatic?
Moneyback : I got my first card in mid 2021. It was a pre-approved offer in my HDFC bank account & I got it without much documentation with a 30K limit.
Moneyback+ : This was an automatic upgrade I got exactly a year later in 2022. The limit wasn't increased.
Finance
Credit Card
Personal account started with millennia 1.1 lac limit, got nue plus both ltf limit shared
Current account have money back with 89k , which last week increased to 1.42 lac
Visa Snapdeal
Regalia first
Regalia
Regalia Gold Now : first year free then paid.
Is having Regalia Gold worth?
No account with HDC.
June 2018: Applied online, rejected without any reason.
Jan 2019 : Call from some agent, told my earlier was rejected. Applied using official email id. Regalia gold LTF approved.
Jan 2020 : auto upgraded to DCB LTF
Stuck at Regalia LTF since 4 yrs.
Got money back LTF in 2015.
Got DCB LTF in 2022.
Got Tata Neu infinity in 2023
2018- regalia first
2021- millennia
2023- currently hdfc offering regalia gold.
but not interested.
apart from this i have 2 other hdfc card tata neu and swiggy.
Benefitted more on Flipkart purchase during offer period
You've been low-balled by HDFC. By now you should've been in the DCB/Infinia league.
I don't care. All my online is on sbi cb, offline on ace, and UPI on neu infinity.
You've been low-balled by HDFC. By now you should've been in the DCB/Infinia league.
Infinia is the best thing that has happened to me.. Got in 2019 and received 25L limit and have received over 30L points and they are converted to amz gift card during the 70% points promo sale period ---> converted to Gold coins in 2021 and 2022. What happed with the gold prices is something that we all know
Paid those card payments through Cred during initial days and won trip to london, several bose speakers etc, got a ipad from HDFC during 2021 sale event.
So.. Infinia is the best !! Its truly a NO BS card!