Urgent query regarding sbi cashback card bill payment

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Last Comment 2024-08-27

2024-08-26

Do i have to pay full due amount or can i deduct the cashback credited and pay the remaining amount?

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https://www.desidime.com/comments/permalink/10296258

DEEPANGEORGE

2024-08-26

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you have to pay full amount i.e BILL GENERATED AMOUNT, the cash back you received will be auto adjusted in next bill against remaining outstanding

so practically the cashback is like prepayment to your next bill:)

https://www.desidime.com/comments/permalink/10296462

arundass007378

2024-08-26

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@DEEPANGEORGE in my case, my bill generation date is 3rd of every month and payment due date is 23rd and CB credit is 3rd or 4th of every month, so if I had made a purchase of 10k for July bill (assuming all are 5% CB then its 500CB) then on 3-Aug I will get a bill of 10k and by 4th CB of 500 will be credited so by 23-Aug I need to pay 9500 (doing this for the last 2+ yrs i.e. CB gets adjusted and then I pay the remaining by 23rd)

https://www.desidime.com/comments/permalink/10296492

DEEPANGEORGE

2024-08-26

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@arundass007378

Thanks for confirming

arundass007378

sid_pirate

cc @aditya1124

My bad:) so kinda go with others are suggesting:)

https://www.desidime.com/comments/permalink/10296492

DEEPANGEORGE

2024-08-26

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@arundass007378

Thanks for confirming

arundass007378

sid_pirate

cc @aditya1124

My bad:) so kinda go with others are suggesting:)

https://www.desidime.com/comments/permalink/10296552

sid_pirate

2024-08-27

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@DEEPANGEORGE Once your statement is generated..check sbicard app after a couple of days and it shows last amt paid as cashback..hence you can directly just pay Total Due - Cashback before due date..I have been paying like this since the beginning and never faced any issue.

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https://www.desidime.com/comments/permalink/10296258

DEEPANGEORGE

2024-08-26

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you have to pay full amount i.e BILL GENERATED AMOUNT, the cash back you received will be auto adjusted in next bill against remaining outstanding

so practically the cashback is like prepayment to your next bill:)

https://www.desidime.com/comments/permalink/10296301

aditya1124

2024-08-26

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Thanks, I have one more query. Suppose I have a bill amount of 20000rs and last month cashback of 5000rs was credited. That 20000rs is the due amount after deducting the cashback or i can pay 15000rs?

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https://www.desidime.com/comments/permalink/10296374

mohiitt

2024-08-26

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Meanwhile sbi wale - Pura pesa jama kara, hume chuna lgayega, hum dunia ko loot te h...🤣

https://www.desidime.com/comments/permalink/10296375

Saadhav

2024-08-26

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When your bill is generated it won't include cashback. Say your bill is 20000. Then wait 2 days for the cashback to be credited. Then your due will be 20000- cashback. Pay that amount. In SBI app it clearly shows you paid all dues. @DEEPANGEORGE is completely wrong about SBI cash back card cashback settlement and due amount.

SBI app is very neat and clean in this aspect.