Urgent Advice -HDFC Millenia- C4C basis (Card to Card)- Worthy of Applying?
Hey Dimers,
I got whatsapp message from HDFC Sales Rep (Tie up with HDFC), saying that I can apply for HDFC Millenia which would be on Card for Card Basis & will be unconditional LTF.
Also she got the link generated & sent on mobile for applying CC HDFC.
Can anyone tell that the Credit card would be unconditional LTF by this way? (i.e. No joining, LTF & no min conditional spends)?
@guest_999 @bohemian @MrKool_JJ @avgn @stella.dmonte654 @Sins1995
@Lobogris @sujith8786 @PowerStar @Scorpion @xxxyyyzzz @Tanmayyy @RowdyAK47 @avijeet
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She did not tell me that I need to activate smartbuy @stella.dmonte654
Update: She informed me on call that smartbuy need not be activated
Has anyone got unconditional LTF by C4C basis?
She says offer is valid from 1st till 31st May 2022 & sent me this as Proof that its LTF unconditionally. @stella.dmonte654 See this
Apply Directly From Website Itself
Go ahead and do it and let us know you got it LTF or not 
. By the way, what’s the minimum limit they asked for the existing CC?
Isn’t it better to go for C2C via RM rather than 3rd party if have account with HDFC? Of course will be losing out on vouchers.
Yeah same query I had on my mind @bohemian @guest_999 @yolodime @Scorpion
Another one will bite dust soon!!
HDFC inside themselves don’t have a good coordination.
1) My RM told I will not loose GV benefit(1500 on applying) if I applied through RM. I did the same instead of applying through netbanking.
Couple of days later my RM got changed.
Now they are saying I am ineligible as I took help of bank representative.
2) Raised a complaint regd above cheating, all they are doing is arranging a callback from new RM…. he says he can’t do anything in this. This happened twice 
3) RM says I have to spend 50k to make it LTF, customer care says it’s 30k
4) Got fed-up and wanted to close the card. RM says I have to submit a form to Chennai credit card office.
CC says I can do it online too 
Got LTF same way last month via C2C
True Ltf no conditions
Confirmed on email and call both by HDFC
No 1500 Rs voucher in this case
If you want 1500 voucher and LTF both then wait for HDFC ore approved offer
I too was not getting pre approved offers for HDFC account.
So I directly applied from their site.
To my surprise it got approved will the good limit. And recently got LE as well.
And yes it was LTF unconditional
When did you processed the application.
Was it mentioned somewhere during the application processing that your card will be LTF unconditional.
Firstly apologies for the delayed response..
The process as many Dimers quoted is a bit risky as everything is based on non formal interaction..
If this card is of utmost emergency then u may proceed with the same..
Be prepared to spend 50k in 90 days to get it Ltf if something is messed up..
Else u can wait for pre approved offers which are given every quarter..
How to check if HDFC cc is LTF?
Please double-check the “Unconditional LTF”
Give it a shot … u r at no loss ..
I applied c2c basis through sell person tie with bank as in your case . They told me to attach a bill on smartpay for LTF . I attached bill but did not pay any bill on smartpay i always reject their transection on smart pay. Beside this i constantly askin them on mail that does my card is Ltf or not after every 3 -4days . Many times they reply that they can tell about LTF status after 90 days . But i keep on sending mail to them.One day the before (on 40 th days of card issue)reply that my cad is LTF same is written on my 2nd month card statement . I dont know which factor make my card LTF (c2c or bill attachment (did not pay single rs) or mailing them frequently ) but fortunately my card is LTF without meeting any spent criteria or bill payment on smartpay
its worthy if you get lifetime free because I got millennia
I Heard C2C , What Is C4C In Credit Card ??
Card for(4) Card.. same as C2C
is cibil hit when we do c2c offer ?
Yes but you need to active smartbuy for 3 months. Ask rep for tnc