UPI Global (All info about UPI Global Acceptance, UPI for NRI, UPI FIR, UPI ONE WORLD etc)

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2024-09-30

UPI Global (All info about UPI Global Acceptance, UPI for NRI, UPI FIR, UPI ONE WORLD etc):

Note - This info is updated till 30th September, 2024 (more countries, UPI apps etc will added in future)

1) First i start with UPI Global Acceptance Countries name, Banks and UPI Apps -

NPCI has launched UPI Global Acceptance (International Merchant Payments), a feature that enables users to make QR code-based payments at select international merchant locations directly from their Indian bank accounts via UPI-powered applications.

How to Use UPI Global/UPI International at International Merchant Locations:

Prerequisites:

Activate UPI Global/UPI International: Activate the UPI Global/UPI International service for your specified bank account through UPI-powered application.

Payment Process:

Identify acceptance decal: Look for BHIM UPI or network partner acceptance QR standee/sticker and ask whether merchant accepts UPI-based payments.
Scan the QR code: Scan the QR code with your UPI-powered application and make the payment.
Review payment details: Verify your payment details, including the final amount in both foreign and Indian currency as well as applicable exchange rates or fees.
Enter PIN and authorize: Enter your UPI PIN to authorize the payment. Both you and the merchant should get a payment notification upon a successful transaction.

List of countries where international merchant payments is accepted:

Sr.No	Country Name
1	Bhutan
2	France*
3	Mauritius
4	Nepal
5	Singapore
6	Sri Lanka
7	UAE

*UPI acceptance at the official website of the Eiffel Tower (Recently, UPI announced famous Galeries Lafayette's flagship department store in Paris also accept UPI).

List of banks enabled for international merchant payments acceptance:

Sr. No.	Bank Name
1	AU small Finance Bank
2	Axis Bank Limited
3	Bank of Baroda
4	Bank of India
5	Bank of Maharashtra
6	Canara Bank
7	Central Bank of India
8	City Union Bank
9	Cosmos Bank
10	CSB Bank Ltd
11	DBS Bank Ltd
12	Dhanlaxmi Bank Ltd
13	Equitas Small Finance Bank
14	Federal Bank
15	HDFC Bank Ltd
16	ICICI Bank Limited
17	Indian Bank
18	IndusInd Bank Limited
19	Janata Sahakari Bank Ltd. Pune
20	Karnataka Bank
21	Karur Vysya Bank
22	Kotak Mahindra Bank
23	NKGSB Bank
24	Punjab and Sind Bank
25	Punjab National Bank
26	RBL Bank
27	Saraswat Bank
28	SBM Bank India Ltd.
29	South Indian Bank
30	Standard Chartered
31	State Bank of India
32	Suryoday Small Finance Bank Ltd.
33	Tamilnadu Mercantile Bank
34	The Kalupur Commercial Co-operative Bank Ltd
35	TJSB Sahakari Bank Ltd
36	UCO Bank
37	Union Bank of India
38	Yes Bank

List of UPI-powered applications that support international merchant payments:

Sr. No.	UPI App Name
1	BHIM
2	Canara Bank (ai1)
3	DBS Bank Ltd (digi bank by DBS India)
4	Dhanlaxmi Bank (BHIM DLB UPI)
5	Federal Bank (FedMobile)
6	GooglePay
7	ICICI Bank (iMobile)
8	Indian Bank (IndOASIS)
9	Indian Overseas Bank (BHIM IOB UPI)
10	IndusInd Bank(BHIM Indus Pay )
11	Jio(Jio Finance App)
12	Karnataka Bank (KBL)
13	Karur Vysya Bank(BHIM KVB Upay)
14	PayTM (One 97 Communication Limited)
15	PhonePe
16	Punjab National Bank ( BHIM PNB)
17	South Indian Bank (SIB Mirror+)
18	State Bank Of India(BHIM SBIPay)
19	Tata NUE
20	UCO Bank (BHIM UCO)

2) Foreign Inward Remittance (FIR) funds can be received from Countries name, Banks and UPI Apps -

NPCI has launched Foreign Inward Remittance (FIR), enabling UPI users to receive remittances directly into their UPI-linked bank accounts at participating banks (subject to required permissions/consent is provided from UPI-Powered Applications).

List of countries from funds can be received:

Sr. No.	Country Name
1	Singapore

Note - Many fintech companies in Asia, Europe, Middle East and the US have announced that Indians can send their money to India through UPI.

List of beneficiary banks enabled for receiving FIR:

Sr. No.	Bank Name
1	Axis Bank
2	DBS Bank India
3	ICICI Bank
4	Indian Bank
5	Indian Overseas Bank
6	State Bank of India

List of UPI-powered applications enabled for receiving FIR:

Sr. No.	UPI App Name
1	BHIM
2	PhonePe
3	Paytm
4	GooglePay
5	Axis Bank
6	DBS Bank India
7	ICICI Bank
8	Indian Bank
9	Indian Overseas Bank
10	State Bank of India

3) UPI for NRIs supported Countries name, Banks and UPI Apps -

NPCI has expanded UPI's reach to include Non-Resident Indians (NRIs) with NRE/NRO accounts.

Users with international mobile numbers can now make UPI transactions.

How to Link your International Mobile Number to UPI ?

Link your international mobile number with your bank account.
Download a UPI-powered application that supports international mobile numbers and complete the onboarding process.

Note: Transactions to be permitted, as per bank’s terms and conditions.

List of countries whose mobile numbers can be linked:

Sr. No.	Country Name	Country code
1	Australia	+61
2	Canada	+1
3	France	+33
4	Hong Kong	+852
5	Malaysia	+60
6	Oman	+968
7	Qatar	+974
8	Saudi Arabia	+966
9	Singapore	+65
10	United Arab Emirates	+971
11	United Kingdom	+44
12	United States of America	+1

List of banks that support linkage of international mobile numbers:

Sr. No.	Bank Name
1	AU Small Finance Bank
2	Axis Bank
3	Canara Bank
4	City Union Bank
5	DBS Bank Ltd
6	Equitas Small Finance Bank
7	Federal Bank
8	HDFC Bank
9	ICICI Bank
10	IDFC First Bank
11	IndusInd Bank
12	Punjab National Bank
13	South Indian Bank

List of UPI-powered applications that support linkage of international mobile numbers:

Sr. No.	UPI App Name
1	Federal Bank (FedMobile)
2	ICICI Bank (iMobile)
3	IndusInd Bank (BHIM Indus Pay)
4	South Indian Bank (SIB Mirror+)
5	AU Small Finance Bank (BHIM AU)
6	BHIM
7	PhonePe

4) UPI ONE WORLD (Now foreigners can use UPI in India) -

Now experience the ease and convenience of UPI payments in India.

For travelers visiting India, UPI ONE WORLD is the ultimate solution for hassle-free and secure digital payments.

You can transact seamlessly with merchants & vendors across India that accept UPI Payments.

Steps to avail UPI ONE WORLD service:

Download the issuer app and sign in.
Verify Documents (Passport and Valid Visa) physically at Issuer Counter.
Issuance of UPI One World on international mobile number.
Load INR value against the desired amount by either:
1. Exchanging foreign currency at the issuer counter with Forex experts help
2. By the mode of Credit Card or Debit Card.
Use the preloaded INR at merchant outlets.
Encash any remaining balance loaded by the traveler before departure

Benefits of UPI ONE WORLD wallet:

Eliminates the hassle of carrying cash and handling multiple foreign exchange transactions
Easy, safe and instant digital payments
Track of spends in transaction history of PPI-UPI Application

Where to use UPI ONE WORLD:

Note: For UPI ONE WORLD there is zero transactional fee and zero on boarding fee

Available with following partners at Money Exchange counters operating in accordance with RBI /FEMA guidelines

*The details of conditions may be obtained (by travelers) at the time of on boarding.

Available with following partners across various locations in India -

IDFC First bank "FIRST RUPI" app - https://play.google.com/store/apps/details?id=c...

Transcorp "Cheq" app - https://play.google.com/store/apps/details?id=c...

Disclaimer

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.