Upgrade SBI Simply Save to SBI card elite, worth it?
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In SBICard application upgrade option is visible for SBICard elite with annual fees of 4999+GST. Is it worth the fee?
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Totally agree,
Even when you make a order without getting discount
Like discount on 5k+ txn and you make a order of 4k in offer period
They reverse the reward point and even deduct the balance.
Depends on your how much are your annual spends.
What you get are listed below.
1. Welcome e- Gift Voucher worth Rs. 5,000 from any one brand Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop
2. Free Movie Tickets worth Rs. 6,000 every year. Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only.
3. Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
a)Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs
b)Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 4 lakhs
c) Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs
d) Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 8 lakhs
4. Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
5. Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
6. Earn 2 Reward Points per Rs. 100 on all other spends, except fuel
7. Complimentary membership to the Priority Pass Program worth $99
8. 6 complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
9. Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
10. Club Vistara and Trident Privilege Membership
so not useful for me. My annual spends on CC will be in range of 3L
Not once on DD have I seen SBI's premium cards being promoted or advised by anyone. Even ICICI's are in the same boat but at least ICICI offers them LTF to long time / salary account customers. HDFC, Axis, StanChart and AmEx are the only ones that dimers recommend when going for premium / paid cards.
this time not any card is worth it from sbi