Upgrade SBI Simply Save to SBI card elite, worth it?

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Deal Cadet
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In SBICard application upgrade option is visible for SBICard elite with annual fees of 4999+GST. Is it worth the fee?

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Comrade Comrade
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this time not any card is worth it from sbi

Deal Cadet Deal Cadet
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Totally agree,

Even when you make a order without getting discount

Like discount on 5k+ txn and you make a order of 4k in offer period

They reverse the reward point and even deduct the balance.

Deal Cadet Deal Cadet
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no it isn't worthy

😜

Deal Cadet Deal Cadet
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Depends on your how much are your annual spends.

What you get are listed below.

1. Welcome e- Gift Voucher worth Rs. 5,000 from any one brand Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion and Shoppers Stop
2. Free Movie Tickets worth Rs. 6,000 every year. Transaction valid for at least 2 tickets per booking per month. Maximum discount is Rs. 250/ticket for 2 tickets only.
3. Earn upto 50,000 Bonus Reward Points worth Rs. 12,500/ year
a)Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs
b)Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 4 lakhs
c) Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 5 lakhs
d) Earn 15,000 bonus Reward Points on achieving annual spends of Rs. 8 lakhs
4. Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
5. Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
6. Earn 2 Reward Points per Rs. 100 on all other spends, except fuel
7. Complimentary membership to the Priority Pass Program worth $99
8. 6 complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
9. Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
10. Club Vistara and Trident Privilege Membership

Deal Cadet Deal Cadet
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so not useful for me. My annual spends on CC will be in range of 3L

The PostMighty The PostMighty
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Not once on DD have I seen SBI's premium cards being promoted or advised by anyone. Even ICICI's are in the same boat but at least ICICI offers them LTF to long time / salary account customers. HDFC, Axis, StanChart and AmEx are the only ones that dimers recommend when going for premium / paid cards.

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