UPGRADE IDFC Savings account to IDFC WEALTH SAVINGS ACCOUNT
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I have 10.5 L FD in IDFC acccount and requested RM to upgrade my account to WEALTH account but they are saying IDFC WEALTH can be given only if U have TRV 50 lakhs or 10L MAB for atleast 6 months
but on documents it is no where mention the eligibility
DOES anyone know the process or how to convence them for the same??
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Yes It Is True... 10L Average Monthly Balance Is Required For 3 Months Here... Last Year My RM Said... Now They May Changed To 6 Months... FD Will Not Be Considered
once upgraded will they downgrade if no balance maintained
They need 10L MAB in a savings bank account and not in FD. Try to hold this balance in your savings account for a week and request your RM to make a request to upgrade the savings account to a wealth savings account. After a timeline of 7-10 days, your account will be upgraded to Wealth.
what are the benefits of having wealth account over select account ????
UPDATE: My RM was changed last month so I mailed HIM for Upgarde he just upgraded my account in 2 mins without asking anything.
benefit of having IDFC wealth account is 50000 RPs which comes when u use debit card (and u know it where to use😉).
How many months you maintained the balance?
once upgraded will they downgrade if no balance maintained