Update: SBI cashback to charge 1% Utility Fees over 50K
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https://www.desidime.com/comments/permalink/10377746
Does SBI cashback card gives any cashback on Utility payment??
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https://www.desidime.com/comments/permalink/10378453
what are finance charges?
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1) 3.5% to 3.75% dont matter for non rotators (I mean full bill payers)
2) more than 50k bills wont matter for most of the users for house hold (for more than 50k household will have more than 1 credit card so that way also dont matter)
i think this is for rotators to make them avoid doing rotation so not major devaluation (just a precaution to reduce overuse of the system)