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UBI Rupay platinum debit card with no annual fee

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UDEMYCOURSES

Union bank issue rupay platinum card to all account holders. Even to zero balance basic account holders. Only one card will issue per account. You have to maintain Rs 5000 while apply for rupay platinum card. Otherwise the computer will not allow it. I verified from branch. After applying for rupay platinum we can withdraw that 5000. charges is 100+gst
Annual charges are waived in BSBDA/BSBDS accounts and also in accounts where the account holder does 40 POS/E-comm transactions in previous year.

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Savings Mentor Savings Mentor
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Right but I assumed there may be some issuing charges for RuPay Platinum. if not, then even better. 😄

Post Mogul Post Mogul
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I went to my nearest branch(not home branch), they issued me rupay platinum card instantly, used the card same day to load into amazon

Deal Subedar Deal Subedar
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impossible, card activation takes at least 48 hours.

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Deal Cadet Deal Cadet
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link/ source of info please..
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Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/787553/original/IMG-20220713-WA0002.jpg?1657692049

https://cdn0.desidime.com/attachments/photos/787554/original/IMG-20220713-WA0001.jpg?1657692068

https://cdn0.desidime.com/attachments/photos/787555/original/IMG-20220713-WA0000.jpg?1657692092

What's up with UBI ? 

15000 AQB for SBGEN ?

Finance Ninja Finance Ninja
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Union bank RuPay JCB debit card still not working on Paytm wallet loading ?

Savings Mentor Savings Mentor
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Union Bank's debit card annual maintenance charges btw are revised to ₹300+GST=₹354 although I think should be waived off if doing 40 POS/E-comm transactions in previous year. That hasn't changed.
Deal Cadet Deal Cadet
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Platinum debit cards, AQB is

1. 50K as per customer care
2. 15K as per branch

I don't feel it is worth the AQB and AMC..
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Helpful Helpful
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Union Bank of India needs 5K MAB for applying Rupay Platinum.

I think you can even apply if you have 15K Balance on the day of application.

Or else system will display error.

Investor Guru Investor Guru
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Naah. Depends upon the relationship with the bank. 

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Helpful Helpful
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https://cdn0.desidime.com/attachments/photos/811407/original/UnionRupayPlatinum1.jpeg?1664517543

https://cdn0.desidime.com/attachments/photos/811408/original/UnionRupayPlatinum2.jpeg?1664517569

Replaced my Union Rupay Platinum JCB Debit Card with Rupay Platinum EMV (Discover, Diners Club, Pulse).

FYI: @abhishek012

Deal Newbie Deal Newbie
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I tried opening a UDSA account , but the nearby branch ignored my online application and instead opening a regular savings account with a QAB of Rs 1000. They also gave me an instant rupay platinum debit (without any name on it ) and i could set the pin using the Green Pin option at the ATM. Was able to successfully use it for Amazon Friday offer.

Any ideas if we can get addon debit card as well in this bank ? Like Bank of Baroda or Canara bank ?

Benevolent Benevolent
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What do you mean by branch ignored ? Banking chal rahi hai ya Baap ka raaj chal raha hai ki koi bhi account pakda do ? 😦
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Trailblazer Trailblazer
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recieved  rupay platinum card today but current account is opened showing two accounts in internet banking with out my consent did they opened? @abhishek012

Finance Ninja Finance Ninja
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No idea, contact Union bank.
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