is it safe?
how is bank report
I am reluctant for even 5 lakh deposit but branch is nearby
Online/mobile banking is fine and no issues till 5L of your principal+interest, earlier Fincare was good with interest rates but after merger with AU bank, its the lowest among the SFB, if you are looking for the highest FD% then first is Unity (9%) and second is Suryoday (8.65%), Ujjivan for a while was giving 8.25 and now they have revised it to 8.5% from Mar2024
btw Suryoday also has decent online/mobile banking and if you have min 50k FD you can have a zero balance Savings account, again Fincare was giving a ZAB for 20k FD itself but now not sure what are AU bank criteria..
Unity - there is no mobile/online banking as of now and you need to visit branch, so therefore for the highest FD% and easy operation, Suryoday is the current best..
