https://www.desidime.com/comments/permalink/9558265
@abhishek012 bahot danger app hai yeh
Trick to transfer 5% SBI Cashback credit card to bank & effectively earn 3% upto Rs3000 profit per month
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Trick to transfer 5% SBI Cashback credit card balance to bank and effectively earn 3% upto Rs3000 profit per month:
App link: https://play.google.com/store/apps/details?id=c...
Ios link: https://apps.apple.com/us/app/omnicard/id1569...42
Signup with any PAN or Voter Id or Passport or driving license number,
Home page >> go to profile >> setting >> account settings >> Increase limit >> now complete full kyc with PAN and Aadhar number >> and last option ask selfie to complete your full kyc. Now your Wallet limit increase to upto 2 lakhs.
Now app home page you will see "Generate UPI ID" now click on that option and complete your "Wallet UPI"
Go to add money option and add money through SBI Cashback credit card, app will charge you 2.17% but you will get 5% cashback for SBI Cashback credit card.
Make sure merchant name should be "PAYU MONEY" -
Now after load money to your wallet.
Go to scan and pay option and scan your bank UPI QR and transfer to your bank free of cost (No Merchant UPI QR required).
Important Info - Everyday bank transfer limit is Rs10,000 via Wallet UPI.
But i recommended for new users use small amount like start with Rs100 and then Rs500, Rs1000 or max Rs2000.
Old users dnt face any wallet account blocking problem but many new users who completed full kyc and suddenly loaded Rs5000 or Rs10,000 their wallet account gets blocked immediately due to suspicious activity.
I m sure many users will comment here like my wallet account is blocked and no reply from their customer care,
let me tell you if any new users account will get blocked, you need to wait upto 2 weeks to unblock your account via email (also possible they will ask you to re-submit your kyc document). So, new users dnt load higher amount of money.
Once your account getting old, you can load per day Rs10,000 and transfer to bank via Wallet UPI without any account blocking.
You will get 5% cashback for your SBI Cashback credit card and 2.17% charges. So, effectively approx 3% upto Rs3000 profit per month.
Many users here looted from this app from last few months.
Note - This PPI app is licensed by RBI. You will not lose your money, if your newly created full kyc wallet account will get blocked then i recommended load only as much money as you can handle for some time and once your full kyc wallet account will get old, load full Rs10,000 and transfer to bank via Wallet UPI.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
https://www.desidime.com/comments/permalink/9558270
Haha, Best app hai yeh.
New users k liye bas small amount k transaction karo. Danger kuch nahi hota hai. Suddenly new users higher amount load karoge toh suspicious activity toh hoga he like money laundering ya fraud transaction ka doubt hoga he.
I am more than 2 years old user - https://www.desidime.com/deals/a-multi-benefit-...
View 2
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https://www.desidime.com/comments/permalink/9558272
kitne din chalegi ye trick?
https://www.desidime.com/comments/permalink/9558296
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
View 12
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https://www.desidime.com/comments/permalink/9558749
This is prepaid card wallet.
No charges for virtual card or any other thing except load money through SBI Cashback credit card.
No charges for virtual card or any other thing except load money through SBI Cashback credit card.
View 5
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https://www.desidime.com/comments/permalink/9559692
Exact same trick shared by Arindam youtuber earlier...good collaboration
https://www.desidime.com/comments/permalink/9559806
I woukd strongly recommend NOT TO DO THIS.
You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.
You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.
Chillar cashbacks ke liye apni nind kharab mat kijiye.
https://www.desidime.com/comments/permalink/9559860
This is wallet load and transfer to bank not merchant transaction.
You can also scan & pay to your credit card bill repayment without send to your bank account.
Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...
Just rotate money without involving your bank account.
https://www.desidime.com/comments/permalink/9559985
Off topic .. but same goal loot.. xd. Idfc loot over? Faltu me bill pay kiye ja raha hope me.. baad me na dega yo loss.. snapy bula raha main idfc ke maya me fasa hu.. 
View 4
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https://www.desidime.com/comments/permalink/9562962
Ways to redeem Omni points?
So if I load using sbi cb, I get 5% cashback (albeit 3% effectively) and Omni points?
https://www.desidime.com/comments/permalink/9564332
Omni points used to pay your physical card fee, free of cost.
View 4
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https://www.desidime.com/comments/permalink/9564169
Load money via SBI cc and pay using omni.This is good way to get 2.85% cashback for offline transactions. Better than ace card. Good find @abhishek012
https://www.desidime.com/comments/permalink/9564328
Yes, you can scan & pay through Wallet UPI and also repay your credit card bill via scan & pay Wallet UPI.
View 6
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https://www.desidime.com/comments/permalink/9567663
@abhishek012 any other way to utilise sbi cashback card for offline transactions to get more than 1% reward rate?
https://www.desidime.com/comments/permalink/9567681
No, use this omnicard na.
Approx 3% profit.
Approx 3% profit.
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https://www.desidime.com/comments/permalink/9568094
I am struck at capturing selfie page. It's showing as look left only. Not able to click. Please help @abhishek012
https://www.desidime.com/comments/permalink/9571550
Getting 503, unable to scan....seems service is down
https://www.desidime.com/comments/permalink/9640703
No, cancel the transaction and try again on "PAYU MONEY" merchant name.
https://www.desidime.com/comments/permalink/9644847
Does it accept amex card for loading money? Any charges?
https://www.desidime.com/comments/permalink/9644852
Does it accept amex card for loading money? Any charges?
https://www.desidime.com/comments/permalink/9658530
Not able to do KYC in omni card. Its is asking 149 rs wen i try to pay only Omni card available and after trying to add money it says to do KYC what bhullshit
https://www.desidime.com/comments/permalink/9658788
Yes asking 149 for complete kyc. What to do @abhishek012
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https://www.desidime.com/comments/permalink/9661373
Charges added for the full kyc.
https://www.desidime.com/comments/permalink/9665015
Is anyone facing issues during the send money in omni app. seems sendnow option disabled
https://www.desidime.com/comments/permalink/9665484
Scan your Bank account UPI QR and pay (10k per day for bank transfer).
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https://www.desidime.com/comments/permalink/9669795
Yes it's working perfectly.
https://www.desidime.com/comments/permalink/9670549
Can anyone please help me with this.. having 50k in omni wallet it was added via rupay cc upi for cred trick
https://www.desidime.com/comments/permalink/9670980
When did u opened ur account?
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https://www.desidime.com/comments/permalink/9698396
Are we still getting 5% cashback?
https://www.desidime.com/comments/permalink/9698398
And please let me know if u guys have any referral code to share.
https://www.desidime.com/comments/permalink/9699198
I guess now they are charging 149 to upgrade the account to KYC account. 
https://www.desidime.com/comments/permalink/9701347
I had loaded 2500 and realized later that for any transaction you would need to upgrade KYC. Even after finishing the KYC process, It is still showing pending. Their customer support number respond nor their mail. It's been more than 48hours now.
https://www.desidime.com/comments/permalink/9701465
Wait few days, you will get full kyc status.
https://www.desidime.com/comments/permalink/9708811
Getting a different marchant now.. would this still fetch 5% @abhishek012 ?
https://www.desidime.com/comments/permalink/9708876
Cancel and retry.
Only merchant name - "PAYU MONEY" give 5% cashback for SBI Cashback credit card.
Only merchant name - "PAYU MONEY" give 5% cashback for SBI Cashback credit card.
View 4
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https://www.desidime.com/comments/permalink/9709111
Not getting for eroute
https://www.desidime.com/comments/permalink/9710831
so, is this not working now?
https://www.desidime.com/comments/permalink/9710875
If you get merchant name "PAYU MONEY" try and get 5% Cashback for SBI Cashback credit card.
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kitne din chalegi ye trick?
I woukd strongly recommend NOT TO DO THIS.
You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.
You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.
Chillar cashbacks ke liye apni nind kharab mat kijiye.
I woukd strongly recommend NOT TO DO THIS.
You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.
You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.
Chillar cashbacks ke liye apni nind kharab mat kijiye.
This is wallet load and transfer to bank not merchant transaction.
You can also scan & pay to your credit card bill repayment without send to your bank account.
Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...
Just rotate money without involving your bank account.