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Trick to load more than Rs4000 on your Paytm Wallet via Credit Card, Free of cost

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Finance Mentor
abhishek012

Trick to load more than Rs4000 on your Paytm Wallet via Credit Card, Free of cost:

Note - This trick will not work if you already loaded money in your paytm wallet on November month.

Trick -

First Download Uber app and Zomato app both. Now close all other background running apps in your phone.

Login/linked paytm account in your Uber app and Zomato app.

Now Zomato app >> Paytm option >> enter Rs4000 amount and credit card details and proceed to OTP page but dnt enter your OTP. Just remember your card OTP.

Now dnt close your Zomato app, switch to Uber app

Open Uber app >> Paytm option >> enter Rs4000 amount and credit card details and proceed to OTP page but dnt enter your OTP. Just remember your card OTP.

Now first switch to Zomato app to check your app will not get close and card otp page is still showing. Most of the time low RAM android phones, your 2nd apps will get automatically close (for safe side you can use multiple device, if you have multiple device).

Now if your Zomato app, card otp page is still running then switch to Uber app (dnt minimize, just switch zomato app to Uber app).

Enter your Card otp and Pay. Now after loaded Rs4000 to Paytm wallet via Uber app.

Switch back to zomato app and enter your first card OTP or you can also resend otp and pay.

Ta-Da! You can load Rs8000 to your Paym wallet via Credit card, Free of Cost.

Note - You can also load Rs12,000 or Rs16,000 via multiple apps at a same time. Use apps like Zomato, Uber, DriveU app and i think Jio app also allow to load on Paytm app.
This trick is personally verified and i am using since last 1.5 years and many other users already used this trick every month.

Note - Try at your own risk, im not responsible if your paytm wallet account will get blocked. From last 1.5 years, no account is blocking but maybe in future when most of the users use this trick then Paytm will close this trick.

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Deal Cadet Deal Cadet
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What all the apps we can use to load money like this? I found four only.. Uber,swiggy, Zomato,drive u ..any other apps please ..? @abhishek012 those all listed merchants may not support to add directly into Paytm wallet, they are having paytm aa payment option.
Deal Lieutenant Deal Lieutenant
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There are more but i would rather not sign up for those.

Screenshot20221203105038OneUIHome
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Savings Mentor Savings Mentor
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And I haven't even used any trick to add more than 4000 last month. Only added once via Zomato (first time ever) and used their official offers from Paytm app to add despite charges. Idiot Paytm. Blocking CCs for no reason.

Deal Cadet Deal Cadet
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I was able to sideload 8k using apps, tried with 4 apps but transaction went through only for 2. No blocking from Paytm. The 2 things that I have never done are:
1. Transfer to bank
2. Load directly via CC
So, may be doing one of these things might flag their system and result in ban. But, I don't think sideloading will have any impact

Finance Mentor Finance Mentor
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Ya, some banks credit cards are not allowed 4-5 transactions at a same time.
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Deal Cadet Deal Cadet
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Today I tried with 9 apps at once in the 6GB ram phone...able to load only in two apps..other apps got auto refreshed. grinning
Finance Mentor Finance Mentor
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I'll be trying this soon for fun on 6gb poco f1... I think battery savings mode for the apps should be disabled else they might be refreshed. @prashanth.m1111757

Deal Cadet Deal Cadet
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Oh is it..I did with battery saver on, may be that's reason. No luck this month..Will try again next month in 8gb phone. smile
Deal Newbie Deal Newbie
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Bro i tried adding but my credit card got deducted 4 times but in paytm wallet only 4k loaded … now what to do ?

previously i successfully loaded 16k like this

Pro Coupon Hunter Pro Coupon Hunter
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Same happened with me yesterday. Credit Card debited with 8k but only 4k added.

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Deal Cadet Deal Cadet
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Zomato is not allowing me to add money in Paytm wallet, everytime It says open Paytm app and add money.. ... Also Paytm app also not accepting any credit card... Any one facing such problem..?
Deal Cadet Deal Cadet
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Screenshot20221222-203529-227
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Finance Mentor Finance Mentor
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Bug patched, trick dead now... only single load should work.

Savings Mentor Savings Mentor
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Not patched, it's "Abhisheked"  wink

Finance Mentor Finance Mentor
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Coded by @decideaim as revealed on another thread... 😈
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Helpful Helpful
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Unable to add money in Paytm wallet,tried Famous 3rd party apps zomato,uber,swiggy,driveu and rapido.

Nothing worked,guess they changed rules and blocked this trick from 2023 pensive

Deal Cadet Deal Cadet
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Added 4K via Swiggy on 1st Jan, worked fine for me
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Generous Generous
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Imo if you get 4.35% as credit card add charges within paytm,  third party is blocked for adding.  If you have 2.35% then it works.

Coupon Baba Coupon Baba
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Yes that's true. Personally verified.

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Pro Coupon Hunter Pro Coupon Hunter
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Was adding 4000 since a long time. And never got flagged. But due to this 8000 addition, its all gone.

Hence proved : Laalach buri balaa sweat_smile

Helpful Helpful
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Omg, I have been paying so much changes on wallet load via cc while whole india was getting it for free, not fair! sob

Finance Mentor Finance Mentor
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Looks like they opened the gates for me today though rates are still 4%+ through paytm app wallet load via CC. So, should I go for a single load of 4k instead of trying for simultaneous ones (as people say those aren't added but refunded after 2 days)?

Update: No, it seems they only changed layout of payment page, it shows not allowed message later in a popup... still locked out for 4k reloads.

Helpful Helpful
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As along as the load charge rate remains at anything above 2.35% for non-Amex CCs and 2.65% for Amex CCs, 4k load simply won't work.

Deal Lieutenant Deal Lieutenant
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"Please select another payment method" ka solution batao sirji...

Deal Newbie Deal Newbie
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Hi actually today i have tried from swiggy and zomato at same time ... I have added 4000 via zomato and 2500 via swiggy ... 7500 has debited on my credit card but only 4000 via zomato is added and 2500 is not added.  No what to do ... Should i contact swiggy or paytm or bank ?

Benevolent Benevolent
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Trick got over long time back. You will get refund after 2 days.

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