Transfer HDFC credit card dues to IDFC credit card

96°
Wingman
hijacker
Hi all,

Just now I got a notification from idfc where I get 100% processing fee reverted if I transfer other bank credit card dues to IDFC bank credit card.
I wanted to know will this cause any problems in CIBIL score.,? or incur any hidden charges.?
I never tried this before.
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Deal Cadet Deal Cadet
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Nothing like that i have seen. I have transferred all bank dues to idfc using this balance transfer option.

Deal Newbie Deal Newbie
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any other charges ?

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Deal Lieutenant Deal Lieutenant
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this balance transfer option is always present in SBI cards too

I am sure there will be some hidden charges (i sadly dont know the charges) like taxes and cibil note maybe

I mean it sounds too good to be true:)

Commentator Commentator
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May i know, what's the advantage of this conversion?

Wingman Wingman
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Hdfc cc bill pay don't fetch cashback in portal but other cc can get upto 2.5%

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Benevolent Benevolent
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@hijacker pls share update!! did they send the gv ? reversed processing fee ? any cibil impact ?
Wingman Wingman
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I didn't tried. They told it's applicable only for 6 month emi where I had to pay more. No gv offer that time. Only processing fee reversal

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