How much time Cibil score take to rebuild after 6 day late payment
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Hi guys I recently made 2700 rs late payment of my new sbi card by 6 days My cibil went down from 774 to 719, Now how much time it will require to rebuild cibil score above 750, will closing the card with late payment help in increasing cibil? Or will sbi remove it if I will raise a card closure request with this being reason?
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https://www.desidime.com/discussions/time-civil-take-to-rebuild-after-6-day-late-payment?page=1#post_10224078
maybe 6 months or so it will recover (i am speculating so not sure)
https://www.desidime.com/discussions/time-civil-take-to-rebuild-after-6-day-late-payment?page=1#post_10224086
No, don't close. Other lenders might see it negatively, as if you are struggling to manage your credit accounts and closing them. It will not help. Just keep making future payments on time and it will recover.
https://www.desidime.com/discussions/time-civil-take-to-rebuild-after-6-day-late-payment?page=1#post_10225596
Nothing will help in removing the late payment remark since it is a genuine remark. Score revival due to late payment takes the longest time (more than a year), because it is the worst of the offences.
https://www.desidime.com/discussions/time-civil-take-to-rebuild-after-6-day-late-payment?page=1#post_10226675
An year, atleast.
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you can't threaten a "bank/card company" for your mistake lol are you trying to be a bully? xD
they say "bully you failed xD" go ahead lets close it:)