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The Mobikwik Millennia DC CCBill payers' thread

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Finance Mentor
Agni007

This thread is for dimers who want to use HDFC Millennia debit card directly to pay credit card bills (without loading wallet) and take chance to earn 2.5% cashback or have the experience of getting the same earlier.

Max one can earn per month is ₹400 on cumulative ₹16,000 payment. At your own risk - this is based on some reports of users following this mode of payment.

Please follow this thread and you will be notified when someone posts their experience or report of such cashback credited to their cashpoints in 90 days.

Also please reply to show your interest or let others know whether you're using this method. Please do not discuss other payment modes here.

Atleast 1% expected currently with Mill.DC after the recent all merchant ID change and stuff...

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273 Comments  |  
46 Dimers
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Deal Lieutenant Deal Lieutenant
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Not yet

Finance Mentor Finance Mentor
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Last you got in Feb23, right?
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Finance Mentor Finance Mentor
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Wonder what is the MCC for Cheq through Razorpay... bills and utilities category?

@neel648 @deathheater

Deal Subedar Deal Subedar
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No idea yet on this.

Finance Mentor Finance Mentor
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Not yet for me... @irajnish @RohitKrOfficial

Deal Lieutenant Deal Lieutenant
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Credited Thq @irajnish

Finance Mentor Finance Mentor
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Mill.DC cashpoints received and redeemed successfully for Dec22...

Deal Subedar Deal Subedar
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Hi @Agnivo007 any mobikwik merchant name still gives 2.5% for Millenia Debit Card?

Finance Mentor Finance Mentor
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We are getting... But I personally prefer "Mobikwik".
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Helpful Helpful
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So the merchant name should be "Mobikwik" with capital M ? I have seen small letter m mobikwik merchat

Finance Mentor Finance Mentor
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Shouldn't matter I think, "Mobikwik" preferable...
Deal Newbie Deal Newbie
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Paid a cc bill today with the merchant name "Mobikwik" will let you guys know how muchh cashback will i get.

Finance Mentor Finance Mentor
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90 days...

Benevolent Benevolent
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just 2 question

1. Is it compulsory to pay thru MK app or i can pay thru website also ? Dont want to download its app.
2. Is there any extra charge for using dc for cc payment also ?
Benevolent Benevolent
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@utkarsh3512 @neel648 .. can u pls confirm
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Finance Mentor Finance Mentor
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Those asking if desktop mk site also applicable, yes I think but coupons cannot be applied I guess...

Benevolent Benevolent
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getting 'ONE MOBIKWIK SYSTEM' on otp page.
Finance Mentor Finance Mentor
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When "one mobikwik" comes, I try after some hours or after a few tries, get "Mobikwik"...
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Finance Mentor Finance Mentor
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Someone here on this thread wrote earlier that "one mobikwik" also gives cb, though I personally prefer "mobikwik" only, but might not be the absolute one to get cb...

Helpful Helpful
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I think difference was "mobikwik" gave 2.5% cashback and "one mobikwik" gave 1%.
Finance Mentor Finance Mentor
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Anyone got "Mobikwik" as merchant name by any chance this month yet?

Helpful Helpful
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No tried for 7-10 days then stopped trying

Like Magnet Like Magnet
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Screenshot2023-06-11-10-45-11-101be76b10d0f7d18d300390ad3fe55f68

I tried paying on 1st June 9th and 11th June. But only One Mobikwik System is coming on OTP page. 

I'll still make payments between 16k to 25k this month to check if I get 1% or 2.5%


Finance Mentor Finance Mentor
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Yes, I'm not losing hope yet, still should give 1% instead of 2.5 earlier (until we verify this after 90 days)... @irajnish

Finance Mentor Finance Mentor
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Anyone tried with OneCard Bill Payments ?

Is it giving 1% cb or 2.5% CB

Finance Mentor Finance Mentor
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You mean directly through onecard app? I guess MCC would be utility...
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Deal Cadet Deal Cadet
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Does Hdfc platinum DC 1% work on Mobikwik?
Edit: Got it from other thread

Helpful Helpful
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In june month, it was only showing "one mobikwik" right? I bought Amazon gv from smartbuy instead of cc bill payment this month.

Helpful Helpful
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Someone told me we get 8.5% cb for buy gv from smartbuy. I bought on June so gotta check if really got it. I will update here the result.

Finance Mentor Finance Mentor
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* Someone who knows please confirm if MCC for "ONE MOBIKWIK SYSTEM" has been changed to UTILITY/WALLET *

If so, then 1% and we might better shift to using millennia card for other purposes...

Finance Mentor Finance Mentor
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@neel648 You'd get promo+loyalty points in September I suppose...

Helpful Helpful
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Yes. But someone needs to confirm it and that's gonna be me.  If that works I'm gonna use my millenia debit to purchase Amazon voucher every month
Finance Mentor Finance Mentor
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@neel648 Yes, somehow I too think that we should shift using millennia DC for other purposes when someone confirms that "one mobikwik" from june onwards gives 1% instead of earlier 2.5% ( if MCC is utility/wallet now ) and we don't get "Mobikwik" anymore...

Helpful Helpful
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Using millenia dc for 1% cb feels waste as we can get the 400cb just simply by adding to Paytm wallet 40k then send it bank or adding to Amazon pay wellet then send to bank. Meanwhile use my other dc and getting cb by paying cc billpay.

Currently I'm using my dad's platinum dc and indusind platinum dc for paying cc bill as well
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Finance Mentor Finance Mentor
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What have other members decided? Eager to know as we are still not sure if the change of merchant name will fetch 1% instead of 2.5% (but it seems utility MCC as hdfc platinum dc also accruing points through mk cc bill pmt now)... really confused about changing strategy.

Helpful Helpful
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99.99999% sure they would fetch 1%.

Finance Mentor Finance Mentor
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* So... * From this month, I'm thinking of using millennia.dc for either wallet>bank or better buy 8k ASV from smartbuy and sell off in trading section. Use platinum.dc for CC bills (MK for hdfc CC and hdfc billpay for others) and get 1% RP along with MK offers. @neel648 @irajnish

Like Magnet Like Magnet
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I received 400 cb today. Check yours.

Finance Mentor Finance Mentor
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Was that after change of merchant name and MCC, still 2 months to go I guess...
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Finance Mentor Finance Mentor
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I think in September RP credit, we shall get to see if we get 1%, right? @irajnish @neel648

Helpful Helpful
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In theory we won't get 1% at ONE MOBIKWIK SYSTEMS. Why? Because it comes under utility and hdfc platinum gives 1% on utility thrus we get cb on hdfc platinum but millenia gives cb on wallet and 2.5% on purchase and nothing on utility. But it all depends on MCC code so in practical let's see if we get any cb on millenia

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Finance Mentor Finance Mentor
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Also have a look at this link

It doesn't exclude 4900 - utility (which gives for plat dc for mk ccbp) @neel648

Finance Mentor Finance Mentor
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Points credited for June in one hdfc account... Got 104.2 points for 4168 payment.

So, still 2.5% rate is applicable it seems... @irajnish @neel648 Verify yours...

Like Magnet Like Magnet
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Same. Received 400 points
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Finance Mentor Finance Mentor
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I kept hope alive every month... @neel648 @irajnish

Helpful Helpful
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Nvm
The PostMighty The PostMighty
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Can anyone confirm if millenia dc gives 1% or 2.5% on one MobiKwik system merchant?

Helpful Helpful
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2.5%

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Crusader Crusader
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Is the millennia dc free or chargeable for preferred customers?

Helpful Helpful
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I think free. It shows free for classic customer

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