Tata Neu Infinity RuPay HDFC CC - No RP for Certain UPI Transactions
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The first statement of my Tata Neu Infinity RuPay HDFC CC recently generated and I can see I didn't get any reward point for UPI transaction at certain merchants, any idea why this happened?
From what I know, one should at least spend Rs. 34 to get 1 RP (1.5% of 34 = 0.51 which is rounded off to 1).
For the transactions I didn't get any RP, they were more than Rs. 34. Am I missing something here? If that's the case, kindly let me know so that I can avoid it in future.
Very Important : I'll be purchasing a two-wheeler using this CC via UPI. Two questions here - now that I didn't get cashback for certain merchants, am I likely to not earn any RP on this transaction too? Second question, the amount will be around Rs. 1.15 - 1.16 lacs, can I pay more than Rs. 1 lac in one transaction as I've heard now daily UPI limit is 2 lacs?
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UPI reward limit is 500 or 750?
The merchants which you didn't see RP's are those grocery mercants?
If so check there will be a additional section at the bottom which says base_grocery with cumulated reward points.
Thanks everyone who gave their inputs.
Try to convince the dealer for credit card. The UPI reward points are not predictable as I too see for some payments are not rewarded and they are not groceries.
Bro for two-wheeler, just swipe your card directly as dealers are not charging extra 1.2 or % for RuPay cards.
Last month I swiped my RuPay infinity card at TVS without any extra charges
I have not received neucoins for following :
1. Bigbasket Gift card purchase
2. Credit card bill payment thru Payzapp
Update : I was able to pay for two-wheeler purchase of 1.18 lacs using 2 x RuPay CC on UPI.
Used Paytm and for some reason, only Rs. 50k in a single transaction was successful, higher amounts were failing. Did Rs. 1L payment by paying Rs. 50k twice from Tata Neu Infinity RuPay CC and rest ~18k using BoB RuPay Premier CC.
Statement is yet to be generated and suspense is still ON whether it will fetch 1.5% Neu coins or not but I'm hopeful, it should.
You got coins for this ? You paid via scanning QR ?
I COULDN'T EVEN MAKE 10k transaction by scanning merchant QR to be paid with tata neu rupay UPI.
@sahil1033 when is your statement date ?
Another update :
Missed out on posting on time. Statement was generated on 1-Aug and I did receive 1,500 Neu coins for 1L transaction by scanning merchant UPI QR code.
Used Paytm for transaction, has the highest success rate in my case till date.
@prashanth.m1111757 Yes, paid via scanning QR and try Paytm app, by far has the highest success rate
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Best way to make the payment would be to pay the booking amount as around 50k and rest amount afterwards.
Make sure you pay the 2 amount in 2 different credit cycles so that you can get 750 on both the transactions.
But do check if 750 points is per statement or per month and do accordingly.