Did you get LTF Or FYF ?
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Swiggy Hdfc credit card LTF! or?
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Today I see this two banners in my swiggy application.
1. First year free
2. You are eligible for ltf
What this means ltf or fyf?
Update:
Swiggy on twitter:
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https://www.desidime.com/comments/permalink/10261509
Looks like everyone having this , everyone having this
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https://www.desidime.com/comments/permalink/10261516
Checkout this terms 
T @kartikxxx @Saadhav @DEEPANGEORGE . Applying or not ? It's error or Genuine
https://www.desidime.com/comments/permalink/10261526
Ya i thought to apply but sadly my past rejected state is still there, so i am stuck xD not able to apply
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https://www.desidime.com/comments/permalink/10261555
how to confirm whether i am eligible for ltf or not?
mine also showing the same
https://www.desidime.com/comments/permalink/10261563
It looks devaluation is on the cards 
Don't apply, if you don't already have a core HDFC card.
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https://www.desidime.com/comments/permalink/10261638
This is how hdfc misleads customers with their words. They call cards that have fee waivers ltf
https://www.desidime.com/comments/permalink/10261947
It's basically a FYF offer but due to a bug it is showing as you're eligible for a LTF card.
https://www.desidime.com/comments/permalink/10261959
First year FYF later you can convert it to LTF but first you need to activate the card.
https://www.desidime.com/comments/permalink/10262026
What are staying and dine benefits as mentioned on card ?
https://www.desidime.com/comments/permalink/10262065
Update on swiggy twitter: 
Party over
https://www.desidime.com/comments/permalink/10262084
I applied few minutes back🫢
https://www.desidime.com/comments/permalink/10262407
if you already have relationship with HDFC, no need to share PAN
View 7
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https://www.desidime.com/comments/permalink/10265490
Oh man now they removed charges section... 
https://www.desidime.com/comments/permalink/10265500
Yesterday to me it was showing two sections.
1. LTF
2. Non-LTF
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https://www.desidime.com/comments/permalink/10266154
Wait for few more days and they will offer it ltf, quarter end and half year end is nearing…
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Checkout this terms
T @kartikxxx @Saadhav @DEEPANGEORGE . Applying or not ? It's error or Genuine