Suggestions for utilizing SBI Cashback Card
- 4051
- 27
-
- Last Comment
Hello Guys,
I have applied for SBI Cashback Card and the application is approved.
Please let me know the suggestions to utilize the card in best possible way and receive cashback on monthly spends including Rent, utilities, online shopping etc.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
26 Comments
|
13 Dimers
- Sort By
https://www.desidime.com/comments/permalink/9932116
I am not using after park plus Paytm fastag offer over
https://www.desidime.com/comments/permalink/9932562
Purchase Amazon Gift Card using SBI Cashback card. This will give you 5% cashback
5% cashback on Amazon pay transactions
Consider buying Zomato/Swiggy gift card at 4-5% discount using SBI cashback card to get ~10% discount
Remember -
Using a Credit card, the combined amount of [Gift cards + Amazon Vouchers] that can be purchased is as below:
- 30-days: INR 30,000
- 60-days: INR 40,000
- 90-days: INR 50,000
- 365-days: INR 3,60000
Due to double dipping on eCommerce websites (10% discount + 5% cashback), they started debiting and reversing the 10% discount cashback before changing the rule. so all of a sudden, people started having debit entries on their credit card statements in the following months
SBI Cashback Card doesn't work for SBI card Discounts
Note: Cashback not applicable on Rent Payments, Fuel Spends, Wallet loads, Insurance, Jewellery, Utilities, gift shops and lot more as mentioned
Also No more Complimentary Airport Lounges
Top to that rounding down and separate calculation of cashback into 1 and 4%
Overall
Rest there are lot many options , Trying discovering more features from other sources
For More Details Check here
💇🏻♀️
https://www.desidime.com/comments/permalink/9940182
Can I buy Amazon Gift card from Amazon.in itself or should I buy from some other website? Will I get 5% cashback for Amazon.in purchase of Gift Card? I only want max Rs 7000 Amazon Gift Card each month. I don't care nor want to risk a card block by money rotation.
View 1
more reply
https://www.desidime.com/comments/permalink/9932984
New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick - https://www.desidime.com/deals/new-wallet-5-sbi...
https://www.desidime.com/comments/permalink/9936103
I am looking for 5% cashback with sbi cashback card on amazon pay gift card purchase. I already exhausted the limts on amazon website, please let me know if any further options available to purchase with sbi cashback card. I need 30K balance.
https://www.desidime.com/comments/permalink/9937416
Simply use for online spends where the cashback is applicable. Don't get caught in the frenzy of necessarily claiming 5k cashback every month like it's a birthright. There are too many things to enjoy in life, focus on those instead of wasting time rotating money.
https://www.desidime.com/comments/permalink/9937857
Well said. Thanks for the caution 
https://www.desidime.com/comments/permalink/9938793
as others said you can use wherever you have online purchases like firstcry, or utility bill payments like electricity, mobile bills every month through amazon pay. you can use it for bus tickets or other travel related purchases. applicable on all online purchases
https://www.desidime.com/comments/permalink/9960417
I want to book hotel from adanione website with cashback card.Do I get 5% cashback here.Anyone Plz reply.
Click here to reply
Reply
![[Upcoming] Get Flat 20 rs Cashback after Sucessful bill Payment and recharge of min rs 100(11:00 a.m to 7:00p.m.) (25th-26th Nov)](https://cdn0.desidime.com/topics/photos/1883473/medium/bajaj-pay-16.?1732423817)
@kartikxxx will help you
If u don't know why u got the card, if u don't know how to and where to spend,then best way is to just close the card and save yourself from unnecessary hassle.
Purchase Amazon Gift Card using SBI Cashback card. This will give you 5% cashback
5% cashback on Amazon pay transactions
Consider buying Zomato/Swiggy gift card at 4-5% discount using SBI cashback card to get ~10% discount
Remember -
Using a Credit card, the combined amount of [Gift cards + Amazon Vouchers] that can be purchased is as below:
Due to double dipping on eCommerce websites (10% discount + 5% cashback), they started debiting and reversing the 10% discount cashback before changing the rule. so all of a sudden, people started having debit entries on their credit card statements in the following months
Note: Cashback not applicable on Rent Payments, Fuel Spends, Wallet loads, Insurance, Jewellery, Utilities, gift shops and lot more as mentioned
Also No more Complimentary Airport Lounges
Top to that rounding down and separate calculation of cashback into 1 and 4%
Overall
Rest there are lot many options , Trying discovering more features from other sources
For More Details Check here
FAQs
💇🏻♀️
@sid_pirate
@HasdaChehra
@kartikxxx
@sagarC
@punjab_se
@DesiDIMEDealer