Suggestion for a Business Credit Card with uncapped reward points/cashback

83°
Deal Newbie
anuj4ever580

Hi Everyone,
I'm looking for a suggestion for a good Business/Commercial credit card for purchase payments/utility payments/online spends for my business with transaction value above 50L+/month

The card will be used for making vendor payments, online utility payments (Electric, telephone, broadband, etc), some insurance payments and online purchases from different websites and government tax payments.

Please suggest a credit card which has reward points/cashback and does not have any monthly cap on it.

Thanks in advance 😄


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Deal Cadet Deal Cadet
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SBI Cashback (has cap), Ace, Airtel, RBL card 

Deal Lieutenant Deal Lieutenant
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These are not business credit card hmmmm
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Deal Lieutenant Deal Lieutenant
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Try to apply HDFC BIZ variant cards , it might suite you better 

anuj4ever580

Deal Newbie Deal Newbie
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I had spoken to them.
Most variants have 10k capping for reward points on monthly cycle

For cashback variants, they give around 0.15-0.20% cashback only.
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Deal Cadet Deal Cadet
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Normally you don't get very good cashback/rewards for business cards as you get for individual cards

Deal Newbie Deal Newbie
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Is it possible to use an individual card for business usage?

Also are there personal cards without capping on rewards?
Have been researching but found all cards have some kind of capping or another
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Deal Newbie Deal Newbie
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Get Amex cards

Deal Newbie Deal Newbie
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Thanks for your suggestion

Can you share any name of card variant?
Deal Cadet Deal Cadet
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There is no particular 1 card for all your needs.  You will need to have multiple cards. 

Take SBI CB CC  > Get Amazon Pay vouchers > Use it for  utility payments.  5% CB 

Take HDFC Business Debit card >  Pay  GST Amt or IT Taxes   Get 5% Max 750/- per month 

For other B2B Txn Online payment using scanning Merchant QR code.   SBI CB works 5%

IMP Point.
Update your GST no. in SBI CB CC  Hence then statement will reflect as Company name. along with your personal Name.  Works only if you are proprietor. 

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