Suggest smartphone around 20k

Nothing Phone 2a

https://www.desidime.com/deals/nothing-phone-2a...

Check Oneplus nord 3 vs iqoo z9 (amazon)/vivo t3 (flipkart) vs poco x6. Whichever you like, buy that.

Moto G84 at ₹18,999 on official website, another ₹1,000 discount (ongoing offer till June 30, might be extended again since it was June 18 before) brings it down to ₹17,999, and if you have Cashback SBI CC, then another 5% discount brings the final price to ₹17,099.

I understand that several other phones in this segment might have better specs, but it doesn't always mean that they'll perform better. On-paper specs doesn't always translate to the same level in real life usage. Moto phones are always a good all rounder and durable with almost no issues at all so if you're not a power user, I would definitely recommend you this.