Suggest me a credit card
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Hi,
If there are any credit card for my usage let me know. I prefer HDFC, as I have long relationship with HDFC.
My use cases are
- I make online purchases in Amazon and Flipkart.
- I make bill payments online. Mostly from Amazon and Payzapp.
- I do make health, term, vehicle insurance from HDFC, Aviva and CoverFox.
- And few IRCTC transactions using SBI credit card.
- And offline transactions
I am currently holding Axis bank flipkart card, ICICI Amazon card and SBI IRCTC card. I would like to close these cards and prefer to have a credit card if it can be replaced. (preferably 5% cashback for my online transactions).
I had HDFC regalia card. It has been closed automatically as I haven't used it for longer period of time due to usage in other cards.
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Hdfc millennia, will cover all ur basic needs
Please suggest for me also. Currently have sbi simplyclick but i dont think its rewards are that worth.
My usage:.
Mostly paytm wallet recharge to make offline payments. ( using automatic wallet load to cashback points)
Everymonth FTH wallet recharge(Currently using mobikwik offer)
Online mostly amazon, flipkart, myntra. - for this i buy gift card from paytm(for cashback points) or magicpin.
Other upi payments - cred
Insurance payment- wherever offer is present.
I used to redeem paytm cashback for Amazon gift card buy that is not available now so paytm giftcard is only option
I feel like I'm missing benifits from credit card rewards.
Get sbi Cashback, Amazon icici, HDFC Millennia. 3 to 5 percent reward
If salaried get snapdeal bob card. 2.5 percent at present.
Airtel or ace axis but application approvals are problematic.
All basic needs will be satisfied by above 3
You need
LIT
ACE
AZ