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Suggest me 2-3 mutual funds

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Deal Captain
Rockstar165

Hi everyone, My age is 26, I want to start invest 14k SIP per month in well good MF for long term suggest me 2 or 3 MF for around 20 years.

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Generous Generous
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Nippon small cap

Quant flexi

motilal oswal midcap

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Wingman Wingman
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If you are looking for Long-term, go for only index funds.

If you are looking for 5 years - Go for Nifty Index Fund

(Your Case) If you are looking for more than 5 years for a mid-cap 250 or small-cap 250 index fund. Don't monitor them on a daily or weekly basis, just start an SIP and forget.

Generous Generous
Admin
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Nippon small cap

Quant flexi

motilal oswal midcap

The PostMighty The PostMighty
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Perfect

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Cool Cool
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Any Nifty50 index 10k

Parag parik flexi cap 4k

Deal Cadet Deal Cadet
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You can research on ETMoney and Groww apps, they are free and have complete information different type of MF.

Deal Subedar Deal Subedar
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Parag Parikh Flexicap 

Nippon or Quant Small Cap

Quant Mid Cap

-> You can also invest some amt in Mirae Asset MidSmallCap400 Momentum Quality 100

Deal Subedar Deal Subedar
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just one not two,thee. uti nifty 500 value 50

Commentator Commentator
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They have many tainted companies in their portfolio. UPL, Vedanta, Indiabulls and above all Brightcom which is a pure scam. That's very unethical of them.

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Deal Cadet Deal Cadet
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How is grow non cyclical index growth fund

Deal Cadet Deal Cadet
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Midcap 150 momentum 50 index fund (Tata & Edelweiss AMCs have these funds)

Nifty 200 momentum 30 index fund. (HDFC , ICICI, UTI,.. AMCs have these funds)

You can check the long term returns of these strategy funds from https://www.nseindia.com/products-services/indi...

Deal Cadet Deal Cadet
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Parag Parikh Flexi Cap + UTI Nifty 50 + HDFC Balanced Advantage

Deal Subedar Deal Subedar
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Why only these three?

Comrade Comrade
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1) Any company Index fund which gives expense ratio and exit load less..

2) Parag Parikh Flexi cap.

Benevolent Benevolent
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Parag parikh is good along with nifty index

Benevolent Benevolent
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Well, 14k is a huge amount at your age. I'm not demotivating you to save 14k every month for MF's but you should be able to handle everything in your life along with your future goals. I'm definitely get more than 2.5 crs i guess after 20 years with this SIP figure for your family.

My advise will be that you do a step up SIP every year (start with a lower amount and increase it by 5-10% every year) and as i said that's your personal choice since it's for a longer duration. 

Anyways, i'm happy to see that you at your age are keen into savings/investments rather than spending and splurging.

All the best. Keep minting money wink

Shopping Friend Shopping Friend
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Go to Advisorkhoj & research a bit.

Suggestion would be to allocate -

40% Large Cap & Nifty

30% Midcap

30% Small cap

If I was to invest I would invest aggressively for first 10years & then switch to low volatility funds after securing a corpus.

Deal Subedar Deal Subedar
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is it a good idea if we invest in Nifty LargeMidcap 250 index instead of separate nifty 50, next 50 and midcap 150 index funds? One advantage I see is paying expense ratio for 1 fund instead of 3.

Deal Cadet Deal Cadet
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Expense ratio is a percentage of your investment. If you invest 1/3rd each in 3 funds are entire amount in 1 fund , the total expense will be same.
Deal Subedar Deal Subedar
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Screenshot20240520-000933Guys please comment on my sip choices
Deal Cadet Deal Cadet
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Nippon India Growth Fund
Parag Parikh Flexi Cap Fund

Deal Cadet Deal Cadet
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😜 Essay, If you are new to mutual funds and don't want to perform extensive analysis, it's important to know that the top-performing funds can change every 2 to 3 years. This variability might not yield the best returns, so you may need to switch funds occasionally to improve your returns. I am currently managing two parallel funds: one myself "Groww" and the other through Wealth Monitor. Wealth Monitor's all funds are regular fund and change these funds based on market conditions, seeking your approval before making any switches. While some may point out that these are regular funds with higher costs (TER), the overall returns and manageability often justify the expense. It's crucial to remember that investing in mutual funds requires active rebalancing. For example, they recently removed a small-cap fund due to unfavorable market conditions—a change you might struggle with if managing the funds manually. Remember, this is about mutual funds, not stocks.

Deal Cadet Deal Cadet
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Deal Newbie Deal Newbie
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Here are some recommendations for you:

1. Parag Parikh / Quant Flexi Cap (Good return giving and diversified) - 50% of portfolio

2. PSU Mutual Fund (Aditya Birla / Quant) - 30% portfolio

3. ICICI Bharat FoF 22 - 20% portfolio because of excellent return and Large cap

Deal Newbie Deal Newbie
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Just check SBI Contra Fund

Quant Active Fund

Deal Newbie Deal Newbie
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Instead go for etf

Deal Subedar Deal Subedar
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I have invested in few Elss MFs only with ET money app and now planning to buy some stocks and apply for IPO..  how do I check whether I already have Demat account? if not, do I have to start using different app for investing in Stocks/IPO coz Etmoney doesn't have this feature. And when I use different app, can all my existing MFs, will show on new app?

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