[Suggestion] Federal Bank CCs (LTF)
- 577
- 17
-
- Last Comment
I'm seeing there's decent offers on Federal Bank CC and was thinking to get Celesta CC LTF.
Is there anything I should be aware of? Anything to take into consideration for CC approval?
- Sort By
Got, Imperio purely on cibil. Just Vkyc and card approved. Should be at the location while doing vkyc. Any one location mentioned on application. Be it permanent, Communication or office.
Bro if pincode is not serviceable, then can we get credit card by putting different serviceable pincode of any relative and do Vkyc from there ? Kya ye valid hota h ?
UPDATE (4-Sep-2024) :
I checked my Experian credit score and it's 750, went ahead to apply for Celesta (Mastercard) and application was rejected.
Isn't Experian credit score of 750 enough? Also, I've no idea why my Experian credit score is so low even though there's not a single late payment reported and credit utilization is less than 30% for sure. I even emailed Experian but they didn't even respond to me why the score is so low.
@tappukepapa
Experian changed their Score algorithm sometime back. Why did you take risk? Experian above 800 is considered good and cibil above 780 for any card. Regarding Federal, they give cards easily, if score is good. Wait for Experian score to improve then apply after sometime, your card will be approved.
![Fresh Fortune Chana dal 1kg and other items [location speciifc]](https://cdn0.desidime.com/topics/photos/1884462/medium/Screenshot2024-11-26at5.27.13PM.png?1732622473)
You have proper income docs, mostly you can get pre-approved offers easily no strict from federal side