Suggest Best Credit card Premium/Normal Which Gives Max Benefits
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My friend looking for a credit card his credit score is 750+. So please suggest best credit card premium or normal but that will give max benefits.
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For groceries kotak essentia cc is best. But i heard it's discontinued. Next best card is sc manhattan cc : 5% cb.
For movies,there are so many cc,which offers b1g1 b2g2, upto 500 discounts etc like idfc wealth cc,select cc etc
For other expenses, axis ace is best 2% cb
Amazon ICICI
Amex Platinum
Flipkart Axis Bank Card is also good.
Please suggest a card for 40+ lpa ... Infinia toh nahi de rahe mere frnd ko...
SC Ultimate reward rate is 3.3%, I had one doubt, is the cashback applicable on fuel spending and wallet loads as well?
Ace for general spends. RBL Zomato Card for groceries, restaurants and ordering from Zomato. Gives 5% Zomato credits (while purchasing groceries as well).
There are lots of cards, one is good for shopping, other one is good for movies, another one is for petrol, another for dinning, other is for airmiles. It depends on which kind of usage the one needs to do. I have HDFC Infinia, Citibank Titanium, Axis ACE, Amazon ICICI, SCB. all are used for different different purposes
Which card is good for petrol spends. Any suggestions?
Now I have, Axis Ace, Amz Icc, FK Axis, HDFC Mille
Online shopping from Amazon ---- Amazon ICICI
Online shopping from Flipkart---- Flipkart Axis
Swiggy----Swiggy Co-Branded Card
Zomato----Zomato Co-Branded Card
Petrol/Diesel from Indianoil Petrol Pumps-----Citibank Indianoil Card (they give 4 points on 150 Rs spending on petrol/diesel) Each point is equal to 1 Rs, but as Axis Bank has purchased Citibank India business, it will soon be reduced.
HP Petro co-branded card for petrol/diesel from HP Petrol Pumps
For movies, buy 1 get 1 free ticket, buy 2 get 2 free tickets, buy 4 get 4 free tickets ---- IDFC, Axis ACE and other brands
For dining in restaurants - Dineout app gives big discount in collaberation with HDFC bank (HDFC Infinia Metal) Dineout alone gives 20-40% discount on bill plus making payment through HDFC card gives additional discount in the range of 300-1000 Rs a month depending on card category.
For airmiles, tickets, lounge access, higher end cards or co-branded air cards
Which card best for bill payments..?
![Amazon Fresh- Haldirams Gift Box Supreme Joy and other items [location specific]](https://cdn1.desidime.com/topics/photos/1880116/medium/Screenshot2024-11-14at5.05.19PM.png?1731584341)
bro. that depends on his annual income and lots of other things too..
Plus there is no 1 card best for all spends.. so first ask him what are his major spends.. u can then try to optimise accordingly..
Best CC in India are:
1. HDFC Infinia
2. HDFC Diners Club Black
3. Standard Chartered Ultimate
4. BOB Eterna
5. Amex Platinum