Someone is trying to link my UPI credit card on UPI

109°
Deal Cadet
gokkri

i recd an SMS from authentic header HDFCBK saying

Update!

We've got a request to link your HDFC Bank Credit Card no X1234 for UPI.

Not You? Call 18002586161 or SMS BLOCK CC 1234 to 7308080808

I called that phone number and they told that they dont have access to any logs and can only block my account.

Also, the the person on the phone was so stupid that, even after i told repeatedly that it was an issue with RUPAY CREDIT CARD ON UPI, she repeatedly insisted on blocking debit card and account and UPI on savings account.

should we panic??

As far as i know, the credit cards are linked on UPI only after otp verification.

could anyone please help me.

Also, did anyone face a similar issue.

thank you and good day :-)

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19 Comments  |  
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Helpful Helpful
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Don't worry, everyone received same sms. Some UPI upgradation is going on. Don't block anything, then you will have to visit branch to unlock.

Finance Mentor Finance Mentor
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post a screenshot of msg with sender id

** Some apps now adding new upi handles when you open... are you sure not of of those? Even a delayed sms?

Commentator Commentator
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Just post this on twitter @ hdfcbank

Generous Generous
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It's Paytm doing some upgradation. No need to worry.

Deal Cadet Deal Cadet
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thank you very much guys _/\_
Budding Star Budding Star
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Paytm is doing this to change upi handle

Benevolent Benevolent
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Blame recent HDFC upgrade.


Helpful Helpful
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Please don't comment when you don't understand the system!

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Deal Cadet Deal Cadet
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I also got a bank linking initiation sms out of nowhere. Is it really from Paytm?

Deal Cadet Deal Cadet
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Paytm

Deal Lieutenant Deal Lieutenant
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ah thats why i dont have this unknown UPI linking message, i dont have paytm xD

Deal Newbie Deal Newbie
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I also got a message and mail from Kotak that the UPI app has been Registered. is this really paytm?

Deal Newbie Deal Newbie
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I also got a message and mail from Kotak that the UPI app has been Registered. is this really paytm?

Helpful Helpful
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Paytm is changing it's UPI handle from @ paytm to @ pthdfc and so on....Randomly it will select from 4 banks

Shopping Friend Shopping Friend
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Scheduled upgrade: New Paytm UPI IDs will be issued securely. You may receive SMS from your UPI linked accounts & our Partner Banks (HDFC, SBI, Yes & Axis)

Critic Critic
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Received similar UPI registration message from Paytm - Your UPI has been activated.

1. Never got any confirmation OTP, so can Paytm activate it from their own end?

2. How to deactivate this for a particular bank like SBI or HDFC?

@dhinchakrohit


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