snapay discussion - CCs which are giving reward points and not charging any thing extra fee
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I used snapy extensively but stopped for the last few months after the CCs are charged extra fee and denied reward points.
I generally use this for gaining from usage of CCs/Money rotation.
I have below CCs under my control:
Axis IOCL
Axis ACE
Axis FK
HDFC Regalia
HDFC Millenia
HDFC Tataneu infinia
Kotak Royale signature
SBI SimplySave
SBI Cashback
IDFC Wealth
I am very much comfortable with snapay since it is working smoothly for the last 4years for me.
How ever, I am fine with any other app with near Zero transactional issues.
I do not want to face any transactional issues and start chasing them.
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1% max charges, which I recover from CC payment and loan repayment.
Charging more now.. and some cc like hdfc dont allow. And many cc excluded utility
yes hdfc is totally rejecting payment on snapay from last 1 month , before this we can use at least small payemnts but now even single rupee txn is failing . hdfc blocked snapay
axis bank sent me email stating snapay transactions are business transaction. now they are asking for invoice for these transaction and untill then my rewards are blocked (which has 50k edgemiles). snapay when asked invoice just sent me an excel sheet with transaction detail. which axis refused to accept. but they arent specifying either which format invoice they want, just repeating it should have gstin number customer names etc.
anyone has any idea how to get these invoices?
Please share how you manage these cards on tranfer to bank with out charges