Slice Card messes up your Credit Score! Here's How ?
- 35689
- 42
-
- Last Comment
Slice Card has partnered with multiple NBFC and they make a new entry in Credit Report most of the time you utilize the Credit Limit.
Follow this Twitter Thread for detailed info.
https://twitter.com/amishra31/status/1484041584...
- Sort By
Was about to share the same Twitter thread here on dd. 
Good, u have shared, people need to know. Already many discussions on dd on how slice screws up in addition to cibil score also takes contact information from phone and any late payment resulting in continuous calling to our contacts.
Don’t look much into such thread..check urs and then comment.
exactly these are like once in a million that such types of mistakes happen. Even see ICICI or HDFC or any other bank credit card support pages on twitter or complaint forums u will surely find such cases there too
A big thanks to @guest_999 @Tanmayyy for spreading awareness regarding this.
I have never suggested anyone to take such “pretend credit card apps” like slice/lazypay/snapay etc & never will. A few hundred rupees of extra savings on such cards in a year is not worth it in the long term which many people fail to realize or realize it too late.
Other info just to share For all, do u know HDFC won’t disclose credit limit in CIBIL report,due to which your credit utilisation rate will go higher. even raised dispute on CIBIL ,they replied that they wont disclose credit limit,and when i asked CIBIL, they replied that’s not in their hands.
Your utilisation won’t go up.
because CIBIL clearly says that they don’t include in calculating the utilisation percentage
the utilisation of cards for which the limit is unknown.
I’m frustrated that HDFC doesn’t declare limit because my card has decent limit, but never worried about the thing you were talking.
This was my experience with LazyPay https://www.desidime.com/discussions/beware-laz...
Can someone provide clear information?
Does it show up on CIBIL just by applying for the Slice account or Lazypay account (as per their personal experience)?
I recently got the card. I have wrote them a strong mail to for getting it closed now.
I did send a mail to slice for closing my account but didn’t receive any positive reply. So, I intend in approaching RBI Ombudsman.
My slice card doesn’t even report to any credit bureau 
Lucky then.. did you loot apple deal?
oh god, recently I applied slice card
😄