Sharing experience converting SBI cashback Card to Lifetime Free

299°
Deal Cadet
aakash2020139
Thanks to this forum, I successfully converted my SBI cashback card to a lifetime free. I used to send emails through the SBI App every month, emphasizing the high annual fees and requesting a lifetime free card, but they denied my requests every time. However, once the card turned one year old, I tried again without clearing the bill, and this time they successfully converted my card to lifetime free. I've spent around 3L, and I recommend others to try without clearing the bill to avoid the chance of closure.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
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Deal Cadet Deal Cadet
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I am holding two sbi cards . Simply click and cashback. Initiated cancellation from app and got callback from sbi team and they happily converted cards into LTF. Not much bargain required.

Only points to remember -

Card should be older than 1 year and good transaction history 

Deal Newbie Deal Newbie
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Bahuto ke LTF ho rahe hai...lag raha hai jaldi hi firse devaluation hone wala hai Cashback card ka 🙂

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Generous Generous
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Mine got rejected

Deal Cadet Deal Cadet
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Try next month again.they rejected my request multiple times but again this month I have sent and converted to LTF

Deal Cadet Deal Cadet
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I am holding two sbi cards . Simply click and cashback. Initiated cancellation from app and got callback from sbi team and they happily converted cards into LTF. Not much bargain required.

Only points to remember -

Card should be older than 1 year and good transaction history 

Comrade Comrade
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will give a try  today wink

Deal Newbie Deal Newbie
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Bahuto ke LTF ho rahe hai...lag raha hai jaldi hi firse devaluation hone wala hai Cashback card ka 🙂

Deal Newbie Deal Newbie
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i dont see any option to send email from sbi cards app. did you use weblink and filled card details?

Deal Cadet Deal Cadet
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Explore our services >connect with us >mailbox

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Finance Mentor Finance Mentor
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Rejected mine

Deal Cadet Deal Cadet
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Send the mail to next month again bro...declined my request multiple times

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Community Angel Community Angel
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declined due to internal policyin December, 1 year completed. 

Deal Cadet Deal Cadet
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The same happened to me last TO Last month they charged me an annual fee and have sent the mail to them to close the card they asked me to clear out the bill then again this month I have sent the mail they converted it to LTF

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Deal Lieutenant Deal Lieutenant
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Mail kya daalni hai? Ltf conversion ki ya closure ki?

Deal Cadet Deal Cadet
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Could you please convert my card as LTF or else please close the card immediately

Pro Entertainer Pro Entertainer
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Rejected yesterday itself, they said is saal ka toh free hai toh 3-4 mahine use karlo, tab tak kya pta ltf ka offer aa jaye, abhi toh nhi ho payega, they i choose to retain 🥲

Deal Cadet Deal Cadet
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Try it next month again bro just send mail if they convert it then well and good.if you are getting called then make a lot of excuses for using the card they people will take the action on it.

Deal Lieutenant Deal Lieutenant
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Anyone has experience, if I can convert Ola money CC to Cashback variant?

Deal Cadet Deal Cadet
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any joining fees ??

Helpful Helpful
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Kya fayda LTF kar ke.

2 lakh to har 6 months use ho jate hain.

Jab tk amazon GV me 5 percent cashback hai, nothing more is needed.

Deal Newbie Deal Newbie
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How i can buy amazon gift card at 5% cashback?

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Helpful Helpful
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🤔 there is limit na to buy az egv in az every month.

How can v buy 2L in 6 months?

Benevolent Benevolent
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3rd party agv sellers or multiple amazon accounts.

Out of curiosity what are all the cards you have ?
Deal Newbie Deal Newbie
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Tried today but mine got rejected, they said this offer is not available for you but you can ask again on Oct or nov 

Deal Cadet Deal Cadet
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If you have completed one year and spent around 3L then sent the email every month without clearing the bill.this way your card might be soon LTF. we can't trust them for next year Oct and nov

Generous Generous
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While we do understand your concerns; we are constrained that we are unable to take any favorable view in the matter and express our inability to provide you with Life Time Free card

Again rejected

Deal Cadet Deal Cadet
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No other go bro... Try next month again

Deal Subedar Deal Subedar
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Warm Greetings of the day!
This is with reference to your email regarding your SBI card account.
At the outset, we regret for inconvenience that may have been caused to you regarding the mattered dressed to us.
We would like to inform you that your request for life time free card is processed vide reference number 1361010101010.
Please note your SBI card account bearing card number ending with xx34 is life time free.
We would like to inform you that your credit limit is decreased from 346000.00 to 105,000.00 due to credit review internal policy.
Further, if you wish to close your SBI card account kindly clear your outstanding of Rs. 26,504.47.
Vanguard Vanguard
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Damn, That went poorly 💔

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