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SBI Student Plus Advantage Credit Card
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Key Highlights of SBI Student Plus Advantage Credit Card
- The card is given for customers who hold an education loan with the State Bank of India.
- 1 reward point for every Rs.100 spent.
- Fuel surcharge waiver of 2.5%.
- Spend-based annual fee waiver.
Features and Benefits of SBI Student Plus Advantage Credit Card
| Reward Point Benefits | Get 1 reward point for every Rs.100 spent on the card. |
| Fuel Benefits | Fuel surcharge waiver of 2.5% given on all fuel transactions between Rs.500 and Rs.3,000. |
| Spend-based Benefits | On spending Rs.35,000 in a year, the annual fee of Rs.500 will be waived off. |
| Cash Withdrawal Benefits | You can withdraw cash from over 1 million Visa and MasterCard ATMs. |
| Accessibility | Your credit card can be used for making international purchases and can be used in over 24 million outlets all over the globe including 3,25,000 Indian outlets. |
| Flexipay Benefits | You can use the Flexipay facility to convert your purchases into EMI if they exceed Rs.2,500. |
| Balance Transfer Benefits | You can transfer the outstanding bills of your other credit cards to your SBI Student Plus Advantage Credit Card and pay the amount at a lower interest rate. |
| Other Benefits |
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SBI Student Plus Advantage Credit Card Fees and Charges
| Type of Fee | Amount |
|---|---|
| Annual Fee | Nil |
| Joining Fee | Nil |
| Renewal Fee | Rs.500 applicable only if the total spending is below Rs.35,000 in the previous calendar year |
| Cheque pick-up | Rs.90 |
| Payment Dishonor fee | 2% of the payment amount, subject to a minimum of Rs.350 |
| Statement retrieval | Rs.100 per statement |
| Charge slip retrieval | Rs.225 per charge slip |
| Late payment |
|
| Overlimit | 2.5% of overlimit amount subject to a minimum of Rs.500 |
| Card replacement | Rs.100 |
| Emergency card replacement, when abroad | Minimum $175 |
| Foreign currency transaction | 3.5% |
How to apply for an SBI Student Plus Advantage Card
You will have to visit the nearest SBI branch along with all the relevant documents in order to apply for this credit card. You are eligible for this credit card if you have availed an education loan from the bank.
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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
