SBI Simply Save Rupay Credit Card

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Deal Newbie
Vaibhav56
Already have SBI Cashback Card. I am looking for SBI rupay card for upi payments and card discount. How to proceed. Shall I apply through sprint)? And will I get it without any verification? Thank you
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Budding Star Budding Star
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Apply via sprint

Verification depends on every customer basis so can't confirm

Dm if you need refferal

Deal Newbie Deal Newbie
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Sure. Thanks plus1

Deal Cadet Deal Cadet
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First try your luck with the SBI Card app. Till couple of weeks ago, they were offering the SimplySave Rupay CC without any documentation, without any joining fee (free for first year). Open the app and on the home page itself, scroll down a little to see banners right above "Recent Transactions", or the next set of banners a little further down below right above "Explore Our Services". If you find a banner which offers that, then enjoy. Else try logging into sbicard.com as well and see if you can see "Get New Card" between Manage Card Usage and Offers. If yes, then it too might take you to the same page.

If this works for you, then you will have to sacrifice your existing credit card limit for this one. So if you're Cashback SBI CC has an existing limit of 2.5lc and you choose to spare 1lc for this one, then the Cashback CC limit will be reduced to 1.5lc.

It would be great if this works, else go through sprint.

Deal Newbie Deal Newbie
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Yes, it was available on the app initially. But its not showing on the app right now. For website, I didnt check it yet. Let me check. Thanks for the help plus1

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Deal Newbie Deal Newbie
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I am getting the offer of simplySave UPI card with first year free 

is it worth to get this card? what is the reward rate for UPI transactions?

Deal Cadet Deal Cadet
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There's no harm in getting it since the first year is free, and if you're not able to spend 1lc in a year, you can then decide to either pay the annual free or get it closed. And even if you close it, then get this or SimplyClick after a few months where you will pay the joining fee of 590, but will get 500 back. So not a bad deal at all.
Deal Cadet Deal Cadet
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The only reason to get it is for online sale offers, nothing else. Apart from that, you get sooo little reward points that I didn't even care to remember or note it down, while 1 Reward Point = ₹0.25

Deal Cadet Deal Cadet
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No, it's bit less than 0.25 for good vouchers. For amazon it'll be 13 paisa. I think Snadeal BOB or Tata Neu Infinity is better in this case. Planning to close this card,as i get as FYF.

Finance Mentor Finance Mentor
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I'm planning to close sclick this month... shall look for retention offers...

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