sbi life - sampoorn suraksha
- 441
- 5
-
- Last Comment
What do you think of this policy?Is annual premium of 4390 worth it for a coverage of 31L?
Anyone here have this policy?
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
4 Comments
|
3 Dimers
- Sort By
https://www.desidime.com/comments/permalink/10235008
It's a pure term plan. Renews every year upto 60, I think.
As it's a term need to Pay every year.
Thank you.
As it's a term need to Pay every year.
Thank you.
https://www.desidime.com/comments/permalink/10236520
This plan is offered without any requirements and instant.
I was wondering what if he can get another plan in the future with 70L from another insurer, this way you can protect yourself from risk of rejection. If that makes any sense.
Plus I just wanted to know if the premium is justifiable for the sum insured.
I was wondering what if he can get another plan in the future with 70L from another insurer, this way you can protect yourself from risk of rejection. If that makes any sense.
Plus I just wanted to know if the premium is justifiable for the sum insured.
Click here to reply
Reply
Less info to comment and make a decision.
Is this pure term plan- I think so from name?
coverage for how many years?
how many years will you be paying?
use Policybazaar to compare various LI companies. HDFC life, iPru, Max Life, SBI Life, TATA AIA are all equally good. pick whatever costs you less
Also check your annual salary and expenses for you to make a decision on how much coverage you should be having. Use calculators available on life insurance websites to figure it out. My personal belief is 20X of annual expenses