There have been several changes in SBI debit card reward point, full details can be found here : https://rewardz.sbi/content/overview -> Debit Card
Some of the changes observed are :
- virtual debit card excluded from accumulating reward points except for e-Commerce transactions
- 1,000 reward points capping per transaction (earlier it was 100 reward points)
- 10,000 reward points capping per calendar month (earlier it was 1,000 reward points)
- 200 birthday bonus reward points capping removed (not sure but it can't be seen anymore)
- all transactions will accumulate reward points except for account to wallet and account to account transactions
Changes are positive except for 2 major blows :
I was about to close physical debit card as I find no use paying AMC for card which I won't even use SBI introduced virtual debit card which also accumulated reward points but now that it's excluded from accumulating reward points, will have to rethink.
Excluding account to wallet and account to account transactions may mean no more accumulating reward points on CC bill payment via MobiKwik. I've done a transaction today and will update if I receive reward points for it or not. If no reward point is credited, then it will be a game over for many.
There are other changes too, please go through the link provided in detail.
Anyone having experience with earning extra reward points in birthday month?
I got 32 reward points for transaction done on 13-May-2024 which is in line with 2 RP per Rs. 200 although I should've got 64 reward points since it's my birthday month and reward rate is 2X throughout the birthday month. Confused 😫
Birthday points will be credited later in the next month. That's how it works.
1. Bharti airtel ltd gudgaon gave points was cc payment
2.Airtel money gave point was wallet load
3. Airtel payment bank no point given was cc payment
4. Payzap cc payment gave point
5. Shreeram finance licchennai gave point was cc payment
6. One card cc payment with onecard app gave point
7.Onemobikwiksystempltd gurgaon no point given was cc payment
8. Bajaj wallet load given points
9.Paytm tracking.. update if anyone tried
Now, it's getting interesting 😁
Getting 0.5% valueback for every transactions.
0.25% regular + 0.25% bonus