UPDATE (3-Jun-2024) :
I tried a lot with virtual DC but I was always getting merchant name on MobiKwik which won't give RP. So, as an experiment, I blocked my virtual DC which was on RuPay network and issued a Visa variant and voila, problem solved. It was specific to network I guess and I'm hoping it will give RPs which will reflect in 2-3 days.
So, those who're not getting RPs for their RuPay virtual DC, block it and get Visa one issued.
![Hot Deal](https://cdn1.desidime.com/ddb/hotness.png)
SBI Debit Card Reward Point - Changes w.e.f. 1st May, 2024
- 6921
- 147
-
- Last Comment
There have been several changes in SBI debit card reward point, full details can be found here : https://rewardz.sbi/content/overview -> Debit Card
Some of the changes observed are :
- virtual debit card excluded from accumulating reward points except for e-Commerce transactions
- 1,000 reward points capping per transaction (earlier it was 100 reward points)
- 10,000 reward points capping per calendar month (earlier it was 1,000 reward points)
- 200 birthday bonus reward points capping removed (not sure but it can't be seen anymore)
- all transactions will accumulate reward points except for account to wallet and account to account transactions
Changes are positive except for 2 major blows :
I was about to close physical debit card as I find no use paying AMC for card which I won't even use SBI introduced virtual debit card which also accumulated reward points but now that it's excluded from accumulating reward points, will have to rethink.
Excluding account to wallet and account to account transactions may mean no more accumulating reward points on CC bill payment via MobiKwik. I've done a transaction today and will update if I receive reward points for it or not. If no reward point is credited, then it will be a game over for many.
There are other changes too, please go through the link provided in detail.
How to block Rupay virtual dc to get visa virtual dc?
SBI Rupay Debit card got temporarily blocked while doing credit card payment via Mobikwik, in OTP message merchant was "OneMobikwikSystemPLt" but in declined message merchant mentioned was OMBIZKCY , got blocked after 30 mins.
Get virtual DC issued on Visa and pay, you'll get merchant name something like "One MobiKwik Systems ..." it will have spaces between words and will give RP
Looks like sbi patched the bug for mobikwik now...done txn on 1st June Merchant name was One mobikwik system with space but didn't get any Rp this time... generally sbi credit rp next day of txn but now it's 3rd day still waiting for it... anyone facing same issue?
UPDATE (4-Jun-2024) :
A few things that are confirmed :
- Earlier monthly limit for earning RPs was 1,000 but @Sidhi.Baat.No.Bakwas confirmed that more than 1k RPs were credited
- Earlier birthday bonus limit was upto 200 RPs only but I got 324 points posted as birthday bonus
Only thing that's weird is as per this change, virtual DCs should earn 2X RPs but I don't see it happening actually but will wait for a few more days to confirm this as I'll be getting RPs for transaction done via virtual DC since this new change took effect ... will keep you all updated.
MAJOR & SHOCKING UPDATE (6-Jun-2024) :
This clause has been removed from the website :
Standard Points for Virtual Debit Cards per 200 spent per card on or e-Commerce |
4 |
This possibly means no reward points on virtual debit card since the below clause is still showing on the website and clearly states 2 RP per Rs. 200 for all debit card variants except IOCL debit card and virtual debit card :
Standard Points for Physical Debit Cards per 200 spent per card on PoS or e-Commerce: All type/ variants of Debit Cards Except- i. IOCL Co-branded Debit cards used in IOCL outlets, ii. Virtual Debit Card |
2 |
SBI Rewardz is weird, they keep changing their T&Cs but never notify their registered users over email or SMS, one has to keep checking the website and track changes.
Since this change is visible since past few days, there are high chances that people who've used virtual debit card recently, maybe from 1st June onwards, won't get any RP for their transaction ... very evil of SBI Rewardz to do this, at least they should've notified ... they simply think who would notice this anyway. Even I did a transaction using my virtual debit card on 3rd June and chances are, I won't get the RP due to this change without any intimation. 😡
@Sidhi.Baat.No.Bakwas @quantum @DeciDeaim @CR7 @IamRage @DEEPANGEORGE @abhishek012 @Demon_slayer @Knight11 @some1anywhere @drupal @Stone_man @ewater @Star_Chaser @gautam2usa226 @Sachin9811 @G0LDENHEART @anuraggarg @gojo_sensei @DimeDime @deep @Black_Panther1 @Sir_Pradeep_Siyag @Rohitagent007
I've manually tagged everyone who commented on this thread, sorry if I've missed out anyone.
P.S. Admins @admin @bumblefoot @Rosh_0007 please bring some feature wherein OP can notify all the users who commented on the thread instead of manually finding everyone and tagging them ... will be a very handy feature just like @ Everyone works in Microsoft Teams for a group chat.
15-May-2024 via virtual RuPay DC
Merchant name post transaction settlement : OneMobiKwikSystemPLtd Gurgaon
21-May via physical Visa DC
Merchant name post transaction settlement : OneMobiKwikSystemsPvt 122002
Customer care said MCC is 6540 for both the transactions, hence, no RP has been credited.
Conclusion as of now is don't transact if you get merchant name at the OTP page where there's no space between individual words, I've got RP for this merchant name at OTP page : One MobiKwik Systems Ltd
Also, avoid virtual DC and use Visa DC only (personal choice because of success rate) when above merchant name is displayed.
I'm so done with this bullshit from SBI Rewardz, not worth the time and effort, accepting this drama and moving on with life.
How do I earn SBI Points?
You earn SBI Rewardz Points on paying with your State Bank of India Debit Card at Point of Sale (offline store) and on e-commerce portals.
Where can I earn SBI Points?
You can earn SBI Points anywhere in India by making payments using your State Bank of India Debit Card.
What is the validity period of SBI Points?
All the points earned post 1st June'24 will be valid for 24 months or 2 years from the accrual date. However, the points earned prior to 1st June'24 will continue to have a validity of 36 months or 3 years from the accrual date. Additional points earned at Partner Stores are valid for 12 months or 1 year from the accrual date
What is the value of 1 SBI Point?
Value of 1 SBI Point = Rs. 0.25
When do Bank points get posted ?
Bank points will be posted within 7 days from the date of transaction.
When do Partner points or bonus points get posted ?
Partner or bonus points will be posted within 120 days from the date of transaction.
also you can check all faq
Ye to SBI Card ke hi bhai hai. Jaisa mann chahe behave karenge, T&C modded on the fly, objectionable things put in T&C which you've to agree to, and no one to really regulate or oversee them
Hi, has anyone found a way around to pay credit card bill by SBI debit card which earns rewards points also? There is no conclusive answer in this thread hence asking. Please help I have many cc bills to pay.
Thanks
Guys, any trick working for cc bills RPs for SBI debit card? Didn't get rewards for SBI Unipay transaction as well
Still waiting for mobikwik txn in this month txn date was 1st june...
Can we add money to kotak bank account using SBI debit card ?
And does it fetch reward points ?
Anyone did onecard bill payment using onecard app and got rp for sbi dc?
Received all the pending points now...Sbi is slow this time in providing rp as they do normally in branch
Did you tried using paytm
UPDATE (16-Jun-2024) :
Received RPs for CC bill paid on MobiKwik via virtual Visa DC on 3-Jun-2024 but I won't use it going forward since it's been removed now in detailed T&Cs.
SBI Rewardz is a weird and crazy entity, will stick with physical Visa DC for paying CC bills on MobiKwik.
@CR7
Rcvd Rp for 13th June and 21st June txn also made using virtual sbi visa dc...
Will we get points if we pay Income Tax via SBI DC ?
Anyone please confirm? @sahil1033
Paid Credit card bill payment using Sbi Virtual visa card on 23 July using mobikwik, for ₹4970,
49 points have been rewarded.
Will we get reward points for paying credit card bill at CRED using SBI DC?
Yes but min payment 50k to use dc
Anyone received this month rp for virtual sbi dc?
@sahil1033
Now, it's getting interesting 😁
Getting 0.5% valueback for every transactions.
0.25% regular + 0.25% bonus
![replyuser](https://cdn1.desidime.com/avatars/default/medium/missing.png)
Anyone having experience with earning extra reward points in birthday month?
I got 32 reward points for transaction done on 13-May-2024 which is in line with 2 RP per Rs. 200 although I should've got 64 reward points since it's my birthday month and reward rate is 2X throughout the birthday month. Confused 😫
Birthday points will be credited later in the next month. That's how it works.
1. Bharti airtel ltd gudgaon gave points was cc payment
2.Airtel money gave point was wallet load
3. Airtel payment bank no point given was cc payment
4. Payzap cc payment gave point
5. Shreeram finance licchennai gave point was cc payment
6. One card cc payment with onecard app gave point
7.Onemobikwiksystempltd gurgaon no point given was cc payment
8. Bajaj wallet load given points
9.Paytm tracking.. update if anyone tried
Now, it's getting interesting 😁
Getting 0.5% valueback for every transactions.
0.25% regular + 0.25% bonus