SBI Credit Card Devaluation
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1. With effect from 1 Nov’24, the Finance Charges revised from 3.5% to 3.75%.
2. With effect from 1 Dec’24, Utility Payments without fees restricted to 50000. If it exceeds 50k, 1% fees on total utility payments.
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https://www.desidime.com/comments/permalink/10377648
Main thing is keeping the count!
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https://www.desidime.com/comments/permalink/10377903
I am safe I don't fall in this category......!😄
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1) 3.5% to 3.75% dont matter for non rotators (I mean full bill payers)
2) more than 50k bills wont matter for most of the users for house hold (for more than 50k household will have more than 1 credit card so that way also dont matter)
i think this is for rotators to make them avoid doing rotation so not major devaluation (just a precaution to reduce overuse of the system)