SBI CB LTF conversion processed but HDFC Millennia
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But HDFC denying to convert Millennia LTF, rejected almost 10 times. Holding the card since 2019. Now mailed for LTF Regalia Gold upgrade. Presently preferred banking holder. Let's see what happens.
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Just trial and error method with increasing spend.
1L spends in a year will waive off the fees for Millennia, so LTF only matters if you are not reaching the waiver threshold
Still I would like to have unconditional LTF.
How did you do it. Did you call or email them
Email to customer service head of SBI Card
hmm so 1.5 lakhs spends in this year i hope, what is your spend last year?
since your card is 2 years old
interesting let me try raising email for LTF conversion after 15th of this month after paying bill xD:) and see how it goes:)
my cashback card is only 4 months old:)
I have more than 1 lakh spends but let me try hehehe i am sure they wont convert ,but gonna try my luck
they are not gonna even listen for a mere 4 month old card. Even I have the card for 5 months. They will take the request only after surpassing a year or so.
You haven't mentioned how much you spend generally on Millennia and how much you spent in last/this year
I tried for 1+ year old card with good spend but still they denied.. any Gurumantra for getting it done?
Increase the spend amount in 2nd year and try again
Explain the process for SBI CB LTF?