SBI CB LTF conversion processed but HDFC Millennia

114°
Deal Cadet
ariman
Successfully converted SBI CB LTF. Previously it was denied 3-4 times. This year spent was near 1.5L. finally succeeded. Card is 2 yr old.

But HDFC denying to convert Millennia LTF, rejected almost 10 times. Holding the card since 2019. Now mailed for LTF Regalia Gold upgrade. Presently preferred banking holder. Let's see what happens.
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
23 Comments  |  
12 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Explain the process for SBI CB LTF?

Deal Cadet Deal Cadet
Link Copied

Just trial and error method with increasing spend.

Deal Cadet Deal Cadet
Link Copied

@ariman Please explain the process here for LTF

Deal Cadet Deal Cadet
Link Copied

Just trial and error method with increasing spend.

View 2 more replies
Deal Subedar Deal Subedar
Link Copied

1L spends in a year will waive off the fees for Millennia, so LTF only matters if you are not reaching the waiver threshold

Deal Cadet Deal Cadet
Link Copied

Still I would like to have unconditional LTF.

Helpful Helpful
Link Copied

How did you do it. Did you call or email them

Deal Cadet Deal Cadet
Link Copied

Email to customer service head of SBI Card

View 3 more replies
Deal Lieutenant Deal Lieutenant
Link Copied

hmm so 1.5 lakhs spends in this year i hope, what is your spend last year?

since your card is 2 years old

ariman

Deal Cadet Deal Cadet
Link Copied

Arround 1L , ,

Deal Lieutenant Deal Lieutenant
Link Copied

interesting let me try raising email for LTF conversion after 15th of this month after paying bill xD:) and see how it goes:)

my cashback card is only 4 months old:) 

I have more than 1 lakh spends but let me try hehehe i am sure they wont convert ,but gonna try my luck

ariman

Deal Newbie Deal Newbie
Link Copied

they are not gonna even listen for a mere 4 month old card. Even I have the card for 5 months. They will take the request only after surpassing a year or so.

View 2 more replies
Savings Mentor Savings Mentor
Link Copied

You haven't mentioned how much you spend generally on Millennia and how much you spent in last/this year

Deal Cadet Deal Cadet
Link Copied

Arround 1-1.25L

Deal Cadet Deal Cadet
Link Copied

I tried for 1+ year old card with good spend but still they denied.. any Gurumantra for getting it done?

Deal Cadet Deal Cadet
Link Copied

Increase the spend amount in 2nd year and try again

replyuser
Click here to reply
Reply