SBI Cashback CC - Transaction wise cashback
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It's calculated per txn basis , not on whole amount
Sadly no way, you have to maintain excel file hazzle of getting 5% on most of online things xD
Excel formula
INT(A2*0.04)+INT(A2*0.01)
The cashback of 5% is provided on individual transaction. So divide the transaction amount by 20, ignore the decimal part and note it down. For eg - For a transaction of 599, 5% = 29.95 but the cashback is not rounded off to the nearest integer, instead it'll be just 29. This works perfectly, been tracking my cashbacks since Sept 2023 after they credited less in Aug. Create a table in any one the notes app that you use to keep track of your cashback.
There's another thing - as soon as you reach the monthly cashback limit of ₹5,000, you won't receive any more cashback unless you return something bought before and you're sure that the refund is now successfully settled in your account. Even in such cases, I would recommend you to start off with a smaller transaction first to make sure that they have resumed giving you cashback.
No, manually track cb txn after txn, manually...